CFPB Consumer Complaint Profile

American Internet Mortgage

Consumers have filed 168 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

168
Total complaints
7
Last 12 months
84.5%
Timely response
36
States affected

The verdict

American Internet Mortgage ranks #1034 of 3,848 financial companies by CFPB complaint volume, with 168 complaints on record. It answers 84.5% of complaints on time - below the 93% median for companies with 100+ complaints.

#1034
of 3,848 companies by volume
84.5%
answered on time
Mortgage
most-complained product
36
states with complaints
American Internet Mortgage timely response rate 84.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 93
Mortgage - Conventional fixed mortgage 45
Mortgage - Other mortgage 7
Mortgage - Other type of mortgage 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Mortgage - Conventional adjustable mortgage (ARM) 4
Mortgage - FHA mortgage 4
Debt collection - Mortgage debt 2
Credit reporting or other personal consumer reports - Credit reporting 2
Bank account or service - Other bank product/service 1

Top Issues

1.Trouble during payment process 71
2.Loan servicing, payments, escrow account 24
3.Application, originator, mortgage broker 19
4.Applying for a mortgage or refinancing an existing mortgage 15
5.Closing on a mortgage 8
6.Credit decision / Underwriting 7
7.Struggling to pay mortgage 6
8.Settlement process and costs 6
9.Incorrect information on your report 5
10.Loan modification,collection,foreclosure 3

Complaints by Year

Year Complaints
2012 6
2013 18
2014 8
2015 14
2016 7
2017 12
2018 11
2019 4
2020 23
2021 21
2022 8
2023 19
2024 8
2025 9

Complaints by State (Top 15)

California 40
Florida 9
Texas 9
Colorado 9
Minnesota 8
Arizona 8
Virginia 8
New York 6
Georgia 6
Ohio 5
Maryland 5
Illinois 5
North Carolina 4
New Jersey 4
Utah 3

Company Responses

Closed with explanation 148
Closed 9
Closed with monetary relief 9
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for American Internet Mortgage

The CFPB Consumer Complaint Database has logged 168 complaints against American Internet Mortgage overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 36 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

American Internet Mortgage's timely response rate stands at 84.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response was formally disputed in 30% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 6.5% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does American Internet Mortgage have?

168 complaints have been filed against American Internet Mortgage with the CFPB overall - 7 of them in the past year.

Does American Internet Mortgage respond to complaints on time?

American Internet Mortgage's CFPB timely-response rate is 84.5%.

What product generates the most complaints for American Internet Mortgage?

Among all products tied to American Internet Mortgage, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with American Internet Mortgage?

"Trouble during payment process" is the single most frequently cited issue in complaints against American Internet Mortgage - see all issues and counts above.

How do I file a complaint against American Internet Mortgage?

You can file a complaint against American Internet Mortgage directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about American Internet Mortgage?

Consumers in 36 states and territories have filed complaints about American Internet Mortgage with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026