CFPB Consumer Complaint Profile
Angel Oak Mortgage Solutions LLC
Consumers have filed 19 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 19
- Total complaints
- Below average
- 1
- Last 12 months
- 89.5%
- Timely response
- Bottom quartile
- 8
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Angel Oak Mortgage Solutions LLC has accumulated 19 complaints, placing it #2935 by volume. Its on-time response rate is 89.5%, the 17th percentile among companies with 100+ complaints.
- #2935
- of 3,843 companies by volume
- 89.5%
- on time (17th pctile)
- Mortgage
- most-complained product
- 8
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Angel Oak Mortgage Solutions LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
89.5% Among the lowest higher than 17% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 3 |
| 2018 | 2 |
| 2019 | 1 |
| 2020 | 2 |
| 2021 | 2 |
| 2022 | 5 |
| 2023 | 1 |
| 2024 | 2 |
| 2025 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Angel Oak Mortgage Solutions LLC
Angel Oak Mortgage Solutions LLC carries 19 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 8 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Closing on a mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Angel Oak Mortgage Solutions LLC posts a 89.5% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 26.3%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Angel Oak Mortgage Solutions LLC have?
19 complaints have been filed against Angel Oak Mortgage Solutions LLC with the CFPB overall - 1 of them in the past year.
Does Angel Oak Mortgage Solutions LLC respond to complaints on time?
CFPB complaints against Angel Oak Mortgage Solutions LLC draw a 89.5% timely-response rate inside the expected window.
What product generates the most complaints for Angel Oak Mortgage Solutions LLC?
Among all products tied to Angel Oak Mortgage Solutions LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Angel Oak Mortgage Solutions LLC?
"Closing on a mortgage" is the single most frequently cited issue in complaints against Angel Oak Mortgage Solutions LLC - see all issues and counts above.
How do I file a complaint against Angel Oak Mortgage Solutions LLC?
You can file a complaint against Angel Oak Mortgage Solutions LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Angel Oak Mortgage Solutions LLC?
Angel Oak Mortgage Solutions LLC has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Angel Oak Mortgage Solutions LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.