CFPB Consumer Complaint Profile

Caneel Capital, LLC

What 112 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

112
Total complaints
7
Last 12 months
88.4%
Timely response
23
States affected

The verdict

Caneel Capital, LLC ranks #1262 of 3,848 financial companies by CFPB complaint volume, with 112 complaints on record. It answers 88.4% of complaints on time — below the 93% median for companies with 100+ complaints.

#1262
of 3,848 companies by volume
88.4%
answered on time
Mortgage
most-complained product
23
states with complaints
Caneel Capital, LLC timely response rate 88.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 24
Debt collection — Mortgage debt 20
Mortgage — Other type of mortgage 15
Mortgage — Home equity loan or line of credit (HELOC) 12
Mortgage — Home equity loan or line of credit 11
Mortgage — Other mortgage 11
Mortgage — Conventional adjustable mortgage (ARM) 5
Debt collection — I do not know 4
Debt collection — Mortgage 4
Mortgage — Conventional fixed mortgage 2

Top Issues

1.Struggling to pay mortgage 32
2.Loan modification,collection,foreclosure 22
3.Trouble during payment process 17
4.Attempts to collect debt not owed 9
5.Took or threatened to take negative or legal action 7
6.Loan servicing, payments, escrow account 4
7.False statements or representation 3
8.Written notification about debt 3
9.Disclosure verification of debt 3
10.Other 2

Complaints by Year

Year Complaints
2014 7
2015 8
2016 15
2017 18
2018 10
2019 10
2020 12
2021 9
2022 4
2023 8
2024 3
2025 8

Complaints by State (Top 15)

California 48
Florida 13
New York 12
Maryland 4
Tennessee 4
New Jersey 3
Illinois 3
Virginia 3
Utah 2
Ohio 2
Georgia 2
Nevada 2
North Carolina 2
Missouri 2
Indiana 1

Company Responses

Closed with explanation 109
Closed with non-monetary relief 2
Closed 1

What the CFPB Complaint Record Shows for Caneel Capital, LLC

The CFPB Consumer Complaint Database has logged 112 complaints against Caneel Capital, LLC overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 23 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Struggling to pay mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Caneel Capital, LLC's timely response rate stands at 88.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 27.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Caneel Capital, LLC have?

Caneel Capital, LLC has 112 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Caneel Capital, LLC respond to complaints on time?

Caneel Capital, LLC has a 88.4% timely response rate to CFPB complaints.

What product generates the most complaints for Caneel Capital, LLC?

The most complained-about product for Caneel Capital, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Caneel Capital, LLC?

The most common issue reported by consumers about Caneel Capital, LLC is "Struggling to pay mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Caneel Capital, LLC?

You can file a complaint against Caneel Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Caneel Capital, LLC?

Consumers in 23 states and territories have filed complaints about Caneel Capital, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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