CFPB Consumer Complaint Profile

ClearOne Advantage, LLC

What 124 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

124
Total complaints
Mid-range
32
Last 12 months
79.8%
Timely response
Bottom decile
25
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, ClearOne Advantage, LLC has accumulated 124 complaints, placing it #1211 by volume. Its on-time response rate is 79.8%, the 9th percentile among companies with 100+ complaints.

#1211
of 3,843 companies by volume
79.8%
on time (9th pctile)
Debt or credit manag…
most-complained product
25
states with complaints
D
PlainCredit Trust Score
47/100
ClearOne Advantage, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 79.8%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.3%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 6.5%
Share of complaints closed with monetary or non-monetary relief

ClearOne Advantage, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

79.8% Among the lowest higher than 9% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 20 in 2024 to 30 in 2025 (2024 → 2025).

See the full year-over-year release diff

ClearOne Advantage, LLC timely response rate 79.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt or credit management - Debt settlement 55
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 24
Debt collection - Credit card debt 11
Money transfer, virtual currency, or money service - Debt settlement 10
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Other financial service - Debt settlement 5
Debt collection - I do not know 2
Debt collection - Other debt 1
Debt or credit management - Student loan debt relief 1
Other financial service - Credit repair 1

Top Issues

1.Didn't provide services promised 27
2.Fraud or scam 13
3.Confusing or misleading advertising or marketing 13
4.Problem with customer service 9
5.Charged upfront or unexpected fees 9
6.Confusing or missing disclosures 9
7.Unauthorized withdrawals or charges 7
8.Improper use of your report 6
9.False statements or representation 6
10.Written notification about debt 4

Complaints by Year

Year Complaints
2016 4
2017 7
2018 5
2019 18
2020 7
2021 9
2022 3
2023 14
2024 20
2025 30
2026year in progress 7

Complaints by State (Top 15)

California 22
Florida 15
Texas 9
New York 8
North Carolina 7
Massachusetts 6
Arizona 5
Michigan 5
Colorado 5
Maryland 4
Pennsylvania 4
Virginia 4
Indiana 3
Missouri 3
Wisconsin 3

Company Responses

Closed with explanation 116
Closed with monetary relief 7
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for ClearOne Advantage, LLC

124 complaints against ClearOne Advantage, LLC appear in the CFPB record, including 32 from the trailing year. The 25 states and territories represented put this footprint in multi-regional territory. "Debt or credit management" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Didn't provide services promised" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against ClearOne Advantage, LLC draw a 79.8% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 14.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 6.5% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ClearOne Advantage, LLC have?

The CFPB has logged 124 complaints against ClearOne Advantage, LLC to date, of which 32 came in over the last 12 months.

Does ClearOne Advantage, LLC respond to complaints on time?

CFPB complaints against ClearOne Advantage, LLC draw a 79.8% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for ClearOne Advantage, LLC?

"Debt or credit management" draws more CFPB complaints against ClearOne Advantage, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with ClearOne Advantage, LLC?

"Didn't provide services promised" is the single most frequently cited issue in complaints against ClearOne Advantage, LLC - see all issues and counts above.

How do I file a complaint against ClearOne Advantage, LLC?

You can file a complaint against ClearOne Advantage, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ClearOne Advantage, LLC?

ClearOne Advantage, LLC has drawn CFPB complaints from 25 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for ClearOne Advantage, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt or credit management

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026