CFPB Consumer Complaint Profile

ClearOne Advantage, LLC

What 124 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

124
Total complaints
32
Last 12 months
79.8%
Timely response
25
States affected

The verdict

ClearOne Advantage, LLC ranks #1213 of 3,848 financial companies by CFPB complaint volume, with 124 complaints on record. It answers 79.8% of complaints on time — below the 93% median for companies with 100+ complaints.

#1213
of 3,848 companies by volume
79.8%
answered on time
Debt or credit manag…
most-complained product
25
states with complaints
ClearOne Advantage, LLC timely response rate 79.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt or credit management — Debt settlement 55
Credit reporting, credit repair services, or other personal consumer reports — Credit repair services 24
Debt collection — Credit card debt 11
Money transfer, virtual currency, or money service — Debt settlement 10
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 8
Other financial service — Debt settlement 5
Debt collection — I do not know 2
Debt collection — Other debt 1
Debt or credit management — Student loan debt relief 1
Other financial service — Credit repair 1

Top Issues

1.Didn't provide services promised 27
2.Fraud or scam 13
3.Confusing or misleading advertising or marketing 13
4.Problem with customer service 9
5.Charged upfront or unexpected fees 9
6.Confusing or missing disclosures 9
7.Unauthorized withdrawals or charges 7
8.Improper use of your report 6
9.False statements or representation 6
10.Written notification about debt 4

Complaints by Year

Year Complaints
2016 4
2017 7
2018 5
2019 18
2020 7
2021 9
2022 3
2023 14
2024 20
2025 30
2026 7

Complaints by State (Top 15)

California 22
Florida 15
Texas 9
New York 8
North Carolina 7
Massachusetts 6
Arizona 5
Michigan 5
Colorado 5
Maryland 4
Pennsylvania 4
Virginia 4
Indiana 3
Missouri 3
Wisconsin 3

Company Responses

Closed with explanation 116
Closed with monetary relief 7
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for ClearOne Advantage, LLC

The CFPB Consumer Complaint Database has logged 124 complaints against ClearOne Advantage, LLC overall, with 32 of those filed in the trailing 12 months. Reports have come from consumers in 25 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt or credit management," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Didn't provide services promised" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

ClearOne Advantage, LLC's timely response rate stands at 79.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 14.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 6.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ClearOne Advantage, LLC have?

ClearOne Advantage, LLC has 124 total consumer complaints filed with the CFPB, with 32 filed in the last 12 months.

Does ClearOne Advantage, LLC respond to complaints on time?

ClearOne Advantage, LLC has a 79.8% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for ClearOne Advantage, LLC?

The most complained-about product for ClearOne Advantage, LLC is "Debt or credit management." You can view the full product breakdown on this page.

What is the most common complaint issue with ClearOne Advantage, LLC?

The most common issue reported by consumers about ClearOne Advantage, LLC is "Didn't provide services promised." All complaint issues are listed above with their counts.

How do I file a complaint against ClearOne Advantage, LLC?

You can file a complaint against ClearOne Advantage, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ClearOne Advantage, LLC?

Consumers in 25 states and territories have filed complaints about ClearOne Advantage, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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