CFPB Consumer Complaint Profile

The Bureaus, Inc.

What 1,977 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

1,977
Total complaints
Among the highest
544
Last 12 months
99.5%
Timely response
Above median
48
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, The Bureaus, Inc. has accumulated 1,977 complaints, placing it #208 by volume. It posts a 99.5% on-time response rate, the 72nd percentile among companies with 100+ complaints.

#208
of 3,843 companies by volume
99.5%
on time (72nd pctile)
Debt collection
most-complained product
48
states with complaints
D
PlainCredit Trust Score
47/100
The Bureaus, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 23.2%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.1%
Share of complaints closed with monetary or non-monetary relief

The Bureaus, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.5% Higher than most higher than 72% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 239 in 2024 to 508 in 2025 (2024 → 2025).

See the full year-over-year release diff

The Bureaus, Inc. timely response rate 99.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 753
Debt collection - Credit card debt 561
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 229
Credit reporting or other personal consumer reports - Credit reporting 215
Debt collection - Other debt 99
Debt collection - Credit card 71
Credit card or prepaid card - Store credit card 7
Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - Medical debt 5
Debt collection - Auto debt 4

Top Issues

1.Attempts to collect debt not owed 693
2.Written notification about debt 368
3.Incorrect information on your report 242
4.False statements or representation 173
5.Took or threatened to take negative or legal action 143
6.Improper use of your report 93
7.Problem with a credit reporting company's investigation into an existing problem 69
8.Communication tactics 53
9.Problem with a company's investigation into an existing problem 38
10.Cont'd attempts collect debt not owed 34

Complaints by Year

Year Complaints
2013 13
2014 22
2015 24
2016 25
2017 40
2018 58
2019 60
2020 199
2021 356
2022 168
2023 116
2024 239
2025 508
2026year in progress 149

Complaints by State (Top 15)

Texas 247
Florida 241
California 185
New York 161
Georgia 138
Pennsylvania 122
Illinois 100
New Jersey 75
Maryland 57
Michigan 56
North Carolina 49
Ohio 44
Alabama 43
Tennessee 37
Louisiana 36

Company Responses

Closed with explanation 1,970
Closed 3
Closed with non-monetary relief 2
In progress 2

What the CFPB Complaint Record Shows for The Bureaus, Inc.

The CFPB Consumer Complaint Database has logged 1,977 complaints against The Bureaus, Inc. overall, with 544 of those filed in the trailing 12 months. Reports have come from consumers in 48 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against The Bureaus, Inc. draw a 99.5% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 23.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0.1%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does The Bureaus, Inc. have?

The Bureaus, Inc. has 1,977 total consumer complaints filed with the CFPB, with 544 filed in the last 12 months.

Does The Bureaus, Inc. respond to complaints on time?

The Bureaus, Inc.'s CFPB timely-response rate is 99.5%. That is a strong response record by CFPB standards.

What product generates the most complaints for The Bureaus, Inc.?

Among all products tied to The Bureaus, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with The Bureaus, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against The Bureaus, Inc. - see all issues and counts above.

How do I file a complaint against The Bureaus, Inc.?

You can file a complaint against The Bureaus, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about The Bureaus, Inc.?

Consumers in 48 states and territories have filed complaints about The Bureaus, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for The Bureaus, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026