CFPB Consumer Complaint Profile

Coastal States Mortgage Corporation

Behind the 25 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

25
Total complaints
Mid-range
0
Last 12 months
84%
Timely response
Bottom quartile
17
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Coastal States Mortgage Corporation has accumulated 25 complaints, placing it #2586 by volume. It posts a 84% on-time response rate, the 12th percentile among companies with 100+ complaints.

#2586
of 3,843 companies by volume
84%
on time (12th pctile)
Mortgage
most-complained product
17
states with complaints
C
PlainCredit Trust Score
55/100
Coastal States Mortgage Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 84.0%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 12.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 12.0%
Share of complaints closed with monetary or non-monetary relief

Coastal States Mortgage Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

84% Among the lowest higher than 12% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2012 to 2013 complete years

  • Annual CFPB complaint volume moved from 24 in 2012 to 1 in 2013 (2012 → 2013).

See the full year-over-year release diff

Coastal States Mortgage Corporation timely response rate 84.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 17
Mortgage - Other mortgage 7
Mortgage - VA mortgage 1

Top Issues

1.Loan servicing, payments, escrow account 22
2.Loan modification,collection,foreclosure 3

Complaints by Year

Year Complaints
2012 24
2013 1

Complaints by State (Top 15)

Florida 4
North Carolina 3
Iowa 2
Arizona 2
Wyoming 2
Idaho 1
Montana 1
Michigan 1
Wisconsin 1
Massachusetts 1
Ohio 1
Georgia 1
Washington 1
New York 1
Kansas 1

Company Responses

Closed with explanation 21
Closed with monetary relief 3
Untimely response 1

What the CFPB Complaint Record Shows for Coastal States Mortgage Corporation

The CFPB Consumer Complaint Database has logged 25 complaints against Coastal States Mortgage Corporation overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Loan servicing, payments, escrow account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Coastal States Mortgage Corporation's timely response rate stands at 84%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 12% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 12% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Coastal States Mortgage Corporation have?

Coastal States Mortgage Corporation has 25 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Coastal States Mortgage Corporation respond to complaints on time?

CFPB complaints against Coastal States Mortgage Corporation draw a 84% timely-response rate inside the expected window.

What product generates the most complaints for Coastal States Mortgage Corporation?

"Mortgage" draws more CFPB complaints against Coastal States Mortgage Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Coastal States Mortgage Corporation?

Consumers most often cite "Loan servicing, payments, escrow account" when complaining about Coastal States Mortgage Corporation; the full issue list with counts is above.

How do I file a complaint against Coastal States Mortgage Corporation?

You can file a complaint against Coastal States Mortgage Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Coastal States Mortgage Corporation?

The CFPB has recorded complaints against Coastal States Mortgage Corporation from 17 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Coastal States Mortgage Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026