CFPB Consumer Complaint Profile

Common Wealth Mortgage Services

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

22
Total complaints
Mid-range
1
Last 12 months
95.5%
Timely response
Below median
10
States affected

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The verdict

By CFPB complaint volume, Common Wealth Mortgage Services is #2732 out of 3,843 financial companies. On response speed it sits at the 31st percentile among companies with 100+ complaints.

Mortgage
most-complained product
UT
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B
PlainCredit Trust Score
71/100
Common Wealth Mortgage Services · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.5%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B 9.1%
Share of complaints closed with monetary or non-monetary relief

Common Wealth Mortgage Services vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.5% Around the middle higher than 31% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 7
Mortgage - FHA mortgage 4
Mortgage - VA mortgage 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Mortgage - Other type of mortgage 2
Mortgage - Home equity loan or line of credit (HELOC) 1
Mortgage - Conventional fixed mortgage 1
Mortgage - Conventional adjustable mortgage (ARM) 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Trouble during payment process 4
2.Struggling to pay mortgage 3
3.Applying for a mortgage or refinancing an existing mortgage 3
4.Closing on a mortgage 2
5.Loan servicing, payments, escrow account 2
6.Incorrect information on your report 2
7.Problem with a credit reporting company's investigation into an existing problem 1
8.Unable to get your credit report or credit score 1
9.Application, originator, mortgage broker 1
10.Credit monitoring or identity theft protection services 1

Complaints by Year

Year Complaints
2016 4
2017 1
2018 2
2019 1
2020 2
2021 4
2022 3
2023 2
2024 2
2025 1

Complaints by State (Top 15)

Utah 10
California 3
New Mexico 2
Arizona 1
Nevada 1
Colorado 1
Texas 1
Louisiana 1
Pennsylvania 1
Florida 1

Company Responses

Closed with explanation 19
Closed 1
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Common Wealth Mortgage Services

In the CFPB record, Common Wealth Mortgage Services has a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Common Wealth Mortgage Services: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Frequently Asked Questions

How many CFPB complaints does Common Wealth Mortgage Services have?

The CFPB has logged 22 complaints against Common Wealth Mortgage Services to date, of which 1 came in over the last 12 months.

Does Common Wealth Mortgage Services respond to complaints on time?

Common Wealth Mortgage Services has a 95.5% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Common Wealth Mortgage Services?

The most complained-about product for Common Wealth Mortgage Services is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Common Wealth Mortgage Services?

Consumers most often cite "Trouble during payment process" when complaining about Common Wealth Mortgage Services; the full issue list with counts is above.

How do I file a complaint against Common Wealth Mortgage Services?

You can file a complaint against Common Wealth Mortgage Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Common Wealth Mortgage Services?

Consumers in 10 states and territories have filed complaints about Common Wealth Mortgage Services with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Common Wealth Mortgage Services's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.