CFPB Consumer Complaint Profile

Data Mortgage Inc.

What 355 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

355
Total complaints
106
Last 12 months
99.7%
Timely response
33
States affected

The verdict

Data Mortgage Inc. ranks #620 of 3,848 financial companies by CFPB complaint volume, with 355 complaints on record. It answers 99.7% of complaints on time — above the 93% median for companies with 100+ complaints.

#620
of 3,848 companies by volume
99.7%
answered on time
Mortgage
most-complained product
33
states with complaints
Data Mortgage Inc. timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — FHA mortgage 225
Credit reporting or other personal consumer reports — Credit reporting 65
Mortgage — Conventional home mortgage 39
Debt collection — Mortgage debt 9
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 7
Mortgage — Other type of mortgage 5
Mortgage — VA mortgage 3
Mortgage — Home equity loan or line of credit (HELOC) 1
Mortgage — Other mortgage 1

Top Issues

1.Trouble during payment process 125
2.Struggling to pay mortgage 115
3.Incorrect information on your report 55
4.Problem with a company's investigation into an existing problem 20
5.Closing on a mortgage 9
6.Improper use of your report 9
7.Applying for a mortgage or refinancing an existing mortgage 7
8.Attempts to collect debt not owed 6
9.Took or threatened to take negative or legal action 2
10.Application, originator, mortgage broker 2

Complaints by Year

Year Complaints
2013 1
2014 1
2015 1
2019 1
2021 16
2022 33
2023 74
2024 103
2025 95
2026 30

Complaints by State (Top 15)

Georgia 81
Maryland 35
Florida 30
California 29
Texas 16
Illinois 15
South Carolina 15
Ohio 12
Tennessee 11
North Carolina 11
Michigan 9
Washington 9
Arizona 9
Nevada 8
Virginia 7

Company Responses

Closed with explanation 352
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Data Mortgage Inc.

The CFPB Consumer Complaint Database has logged 355 complaints against Data Mortgage Inc. overall, with 106 of those filed in the trailing 12 months. Reports have come from consumers in 33 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Data Mortgage Inc.'s timely response rate stands at 99.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Data Mortgage Inc. have?

Data Mortgage Inc. has 355 total consumer complaints filed with the CFPB, with 106 filed in the last 12 months.

Does Data Mortgage Inc. respond to complaints on time?

Data Mortgage Inc. has a 99.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Data Mortgage Inc.?

The most complained-about product for Data Mortgage Inc. is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Data Mortgage Inc.?

The most common issue reported by consumers about Data Mortgage Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Data Mortgage Inc.?

You can file a complaint against Data Mortgage Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Data Mortgage Inc.?

Consumers in 33 states and territories have filed complaints about Data Mortgage Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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