CFPB Consumer Complaint Profile

Del Toro Loan Servicing, Inc

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

11
Total complaints
Below average
2
Last 12 months
72.7%
Timely response
Bottom decile
4
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Del Toro Loan Servicing, Inc places #3589 by volume. Its on-time response record is at the 7th percentile among companies with 100+ complaints.

Mortgage
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
39/100
Del Toro Loan Servicing, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 72.7%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Del Toro Loan Servicing, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

72.7% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 4
Mortgage - Home equity loan or line of credit (HELOC) 2
Debt collection - Mortgage debt 2
Debt collection - Credit card debt 1
Mortgage - Other mortgage 1
Mortgage - Other type of mortgage 1

Top Issues

1.Struggling to pay mortgage 3
2.Closing on a mortgage 2
3.Trouble during payment process 2
4.Took or threatened to take negative or legal action 1
5.Loan servicing, payments, escrow account 1
6.Written notification about debt 1
7.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2014 1
2017 1
2018 2
2021 1
2022 1
2023 1
2024 2
2025 2

Complaints by State (Top 15)

California 8
Florida 1
AE 1
Wisconsin 1

Company Responses

Closed with explanation 8
Untimely response 2
Closed 1

What the CFPB Complaint Record Shows for Del Toro Loan Servicing, Inc

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Del Toro Loan Servicing, Inc, with consumers across the country filing against it. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Struggling to pay mortgage" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is far under the 95% benchmark, a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Del Toro Loan Servicing, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Frequently Asked Questions

How many CFPB complaints does Del Toro Loan Servicing, Inc have?

The CFPB has logged 11 complaints against Del Toro Loan Servicing, Inc to date, of which 2 came in over the last 12 months.

Does Del Toro Loan Servicing, Inc respond to complaints on time?

CFPB complaints against Del Toro Loan Servicing, Inc draw a 72.7% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Del Toro Loan Servicing, Inc?

Among all products tied to Del Toro Loan Servicing, Inc, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Del Toro Loan Servicing, Inc?

The most common issue reported by consumers about Del Toro Loan Servicing, Inc is "Struggling to pay mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Del Toro Loan Servicing, Inc?

You can file a complaint against Del Toro Loan Servicing, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Del Toro Loan Servicing, Inc?

Consumers in 4 states and territories have filed complaints about Del Toro Loan Servicing, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Del Toro Loan Servicing, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.