CFPB Consumer Complaint Profile

DHI Mortgage Company

What 211 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

211
Total complaints
36
Last 12 months
93.8%
Timely response
28
States affected

The verdict

DHI Mortgage Company ranks #895 of 3,848 financial companies by CFPB complaint volume, with 211 complaints on record. It answers 93.8% of complaints on time — above the 93% median for companies with 100+ complaints.

#895
of 3,848 companies by volume
93.8%
answered on time
Mortgage
most-complained product
28
states with complaints
DHI Mortgage Company timely response rate 93.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — FHA mortgage 57
Mortgage — Conventional home mortgage 55
Mortgage — VA mortgage 33
Credit reporting or other personal consumer reports — Credit reporting 22
Mortgage — Conventional fixed mortgage 17
Mortgage — Other mortgage 8
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 6
Mortgage — Other type of mortgage 4
Debt collection — Mortgage debt 3
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 2

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 68
2.Closing on a mortgage 49
3.Improper use of your report 23
4.Application, originator, mortgage broker 19
5.Trouble during payment process 12
6.Loan servicing, payments, escrow account 9
7.Settlement process and costs 8
8.Incorrect information on your report 7
9.Credit decision / Underwriting 7
10.Struggling to pay mortgage 2

Complaints by Year

Year Complaints
2012 9
2013 7
2014 5
2015 7
2016 11
2017 9
2018 11
2019 12
2020 11
2021 20
2022 20
2023 23
2024 24
2025 35
2026 7

Complaints by State (Top 15)

Florida 64
Texas 37
Georgia 18
California 13
South Carolina 9
Tennessee 7
North Carolina 7
Arizona 6
Washington 5
Utah 5
Maryland 5
Alabama 4
Nevada 4
Indiana 3
Pennsylvania 3

Company Responses

Closed with explanation 168
Closed with monetary relief 31
Closed with non-monetary relief 9
Closed with relief 2
Closed without relief 1

What the CFPB Complaint Record Shows for DHI Mortgage Company

The CFPB Consumer Complaint Database has logged 211 complaints against DHI Mortgage Company overall, with 36 of those filed in the trailing 12 months. Reports have come from consumers in 28 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

DHI Mortgage Company's timely response rate stands at 93.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 22.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 20.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does DHI Mortgage Company have?

DHI Mortgage Company has 211 total consumer complaints filed with the CFPB, with 36 filed in the last 12 months.

Does DHI Mortgage Company respond to complaints on time?

DHI Mortgage Company has a 93.8% timely response rate to CFPB complaints.

What product generates the most complaints for DHI Mortgage Company?

The most complained-about product for DHI Mortgage Company is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with DHI Mortgage Company?

The most common issue reported by consumers about DHI Mortgage Company is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against DHI Mortgage Company?

You can file a complaint against DHI Mortgage Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about DHI Mortgage Company?

Consumers in 28 states and territories have filed complaints about DHI Mortgage Company with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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