CFPB Consumer Complaint Profile

DHI Mortgage Company

Consumers have filed 211 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

211
Total complaints
Above average
36
Last 12 months
93.8%
Timely response
Below median
28
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, DHI Mortgage Company has accumulated 211 complaints, placing it #894 by volume. On-time replies land at 93.8%, the 26th percentile for the 100+ complaint peer group.

#894
of 3,843 companies by volume
93.8%
on time (26th pctile)
Mortgage
most-complained product
28
states with complaints
C
PlainCredit Trust Score
56/100
DHI Mortgage Company · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.8%
Share of complaints answered within the CFPB response window
Dispute Rate F 22.2%
Share of responses the consumer disputed (lower is better)
Relief Rate A 20.4%
Share of complaints closed with monetary or non-monetary relief

DHI Mortgage Company vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.8% Around the middle higher than 26% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 24 in 2024 to 35 in 2025 (2024 → 2025).

See the full year-over-year release diff

DHI Mortgage Company timely response rate 93.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 57
Mortgage - Conventional home mortgage 55
Mortgage - VA mortgage 33
Credit reporting or other personal consumer reports - Credit reporting 22
Mortgage - Conventional fixed mortgage 17
Mortgage - Other mortgage 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Mortgage - Other type of mortgage 4
Debt collection - Mortgage debt 3
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 2

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 68
2.Closing on a mortgage 49
3.Improper use of your report 23
4.Application, originator, mortgage broker 19
5.Trouble during payment process 12
6.Loan servicing, payments, escrow account 9
7.Settlement process and costs 8
8.Incorrect information on your report 7
9.Credit decision / Underwriting 7
10.Struggling to pay mortgage 2

Complaints by Year

Year Complaints
2012 9
2013 7
2014 5
2015 7
2016 11
2017 9
2018 11
2019 12
2020 11
2021 20
2022 20
2023 23
2024 24
2025 35
2026year in progress 7

Complaints by State (Top 15)

Florida 64
Texas 37
Georgia 18
California 13
South Carolina 9
Tennessee 7
North Carolina 7
Arizona 6
Washington 5
Utah 5
Maryland 5
Alabama 4
Nevada 4
Indiana 3
Pennsylvania 3

Company Responses

Closed with explanation 168
Closed with monetary relief 31
Closed with non-monetary relief 9
Closed with relief 2
Closed without relief 1

What the CFPB Complaint Record Shows for DHI Mortgage Company

211 complaints against DHI Mortgage Company appear in the CFPB record, including 36 from the trailing year. The 28 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Applying for a mortgage or refinancing an existing mortgage," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, DHI Mortgage Company posts a 93.8% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 22.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 20.4%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does DHI Mortgage Company have?

The CFPB has logged 211 complaints against DHI Mortgage Company to date, of which 36 came in over the last 12 months.

Does DHI Mortgage Company respond to complaints on time?

CFPB complaints against DHI Mortgage Company draw a 93.8% timely-response rate inside the expected window.

What product generates the most complaints for DHI Mortgage Company?

Among all products tied to DHI Mortgage Company, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with DHI Mortgage Company?

The most common issue reported by consumers about DHI Mortgage Company is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against DHI Mortgage Company?

You can file a complaint against DHI Mortgage Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about DHI Mortgage Company?

The CFPB has recorded complaints against DHI Mortgage Company from 28 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for DHI Mortgage Company: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026