CFPB Consumer Complaint Profile

E Mortgage Management, LLC

What 36 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

36
Total complaints
4
Last 12 months
88.9%
Timely response
14
States affected

The verdict

E Mortgage Management, LLC ranks #2146 of 3,848 financial companies by CFPB complaint volume, with 36 complaints on record. It answers 88.9% of complaints on time — below the 93% median for companies with 100+ complaints.

#2146
of 3,848 companies by volume
88.9%
answered on time
Mortgage
most-complained product
14
states with complaints
E Mortgage Management, LLC timely response rate 88.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 20
Mortgage — FHA mortgage 6
Mortgage — Home equity loan or line of credit (HELOC) 2
Mortgage — Conventional fixed mortgage 2
Mortgage — Other mortgage 2
Mortgage — Other type of mortgage 2
Debt collection — Mortgage debt 1
Credit reporting or other personal consumer reports — Credit reporting 1

Top Issues

1.Closing on a mortgage 10
2.Trouble during payment process 7
3.Applying for a mortgage or refinancing an existing mortgage 6
4.Struggling to pay mortgage 4
5.Incorrect information on your report 3
6.Application, originator, mortgage broker 2
7.Attempts to collect debt not owed 1
8.Settlement process and costs 1
9.Credit decision / Underwriting 1
10.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2016 2
2017 6
2018 3
2019 1
2020 1
2021 2
2022 5
2023 5
2024 6
2025 5

Complaints by State (Top 15)

New Jersey 8
Florida 7
Pennsylvania 4
South Carolina 3
California 3
Michigan 2
New Hampshire 2
Illinois 1
Massachusetts 1
Virginia 1
Connecticut 1
Arizona 1
Oregon 1
Delaware 1

Company Responses

Closed with explanation 32
Closed with monetary relief 2
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for E Mortgage Management, LLC

The CFPB Consumer Complaint Database has logged 36 complaints against E Mortgage Management, LLC overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Closing on a mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

E Mortgage Management, LLC's timely response rate stands at 88.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 11.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does E Mortgage Management, LLC have?

E Mortgage Management, LLC has 36 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does E Mortgage Management, LLC respond to complaints on time?

E Mortgage Management, LLC has a 88.9% timely response rate to CFPB complaints.

What product generates the most complaints for E Mortgage Management, LLC?

The most complained-about product for E Mortgage Management, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with E Mortgage Management, LLC?

The most common issue reported by consumers about E Mortgage Management, LLC is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against E Mortgage Management, LLC?

You can file a complaint against E Mortgage Management, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about E Mortgage Management, LLC?

Consumers in 14 states and territories have filed complaints about E Mortgage Management, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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