CFPB Consumer Complaint Profile

Equity Resources, Incorporated

Consumers have filed 30 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

30
Total complaints
Mid-range
2
Last 12 months
100%
Timely response
Top decile
9
States affected

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The verdict

Equity Resources, Incorporated ranks #2333 of 3,843 financial companies by CFPB complaint volume, with 30 complaints on record. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#2333
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
9
states with complaints
B-
PlainCredit Trust Score
66/100
Equity Resources, Incorporated · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Equity Resources, Incorporated vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Equity Resources, Incorporated timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 14
Mortgage - Conventional home mortgage 9
Mortgage - Other type of mortgage 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Debt collection - Mortgage debt 1

Top Issues

1.Trouble during payment process 14
2.Applying for a mortgage or refinancing an existing mortgage 4
3.Struggling to pay mortgage 3
4.Incorrect information on your report 2
5.Problem with a credit reporting company's investigation into an existing problem 2
6.Closing on a mortgage 2
7.Communication tactics 1
8.Credit decision / Underwriting 1
9.Application, originator, mortgage broker 1

Complaints by Year

Year Complaints
2015 2
2017 4
2020 2
2021 3
2022 9
2023 7
2024 1
2025 2

Complaints by State (Top 15)

Ohio 9
North Carolina 7
Pennsylvania 4
Maryland 3
Florida 2
South Carolina 2
Maine 1
Michigan 1
California 1

Company Responses

Closed with explanation 30

What the CFPB Complaint Record Shows for Equity Resources, Incorporated

Equity Resources, Incorporated carries 30 complaints in the CFPB's database, 2 of them filed within the past 12 months. Consumers spanning 9 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Inside that category, "Trouble during payment process" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Equity Resources, Incorporated posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Equity Resources, Incorporated have?

Equity Resources, Incorporated has 30 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Equity Resources, Incorporated respond to complaints on time?

Equity Resources, Incorporated's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Equity Resources, Incorporated?

Among all products tied to Equity Resources, Incorporated, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Equity Resources, Incorporated?

"Trouble during payment process" is the single most frequently cited issue in complaints against Equity Resources, Incorporated - see all issues and counts above.

How do I file a complaint against Equity Resources, Incorporated?

You can file a complaint against Equity Resources, Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Equity Resources, Incorporated?

The CFPB has recorded complaints against Equity Resources, Incorporated from 9 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Equity Resources, Incorporated: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Source: CFPB Consumer Complaint Database Data through March 2026