CFPB Consumer Complaint Profile

Fearon Financial LLC

What 43 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

43
Total complaints
4
Last 12 months
81.4%
Timely response
22
States affected

The verdict

Fearon Financial LLC ranks #1977 of 3,848 financial companies by CFPB complaint volume, with 43 complaints on record. It answers 81.4% of complaints on time — below the 93% median for companies with 100+ complaints.

#1977
of 3,848 companies by volume
81.4%
answered on time
Mortgage
most-complained product
22
states with complaints
Fearon Financial LLC timely response rate 81.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Other type of mortgage 21
Mortgage — Conventional home mortgage 9
Mortgage — Conventional fixed mortgage 4
Mortgage — FHA mortgage 3
Debt collection — I do not know 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Mortgage — Conventional adjustable mortgage (ARM) 1

Top Issues

1.Closing on a mortgage 23
2.Applying for a mortgage or refinancing an existing mortgage 10
3.Took or threatened to take negative or legal action 3
4.Application, originator, mortgage broker 3
5.Improper use of your report 1
6.Credit decision / Underwriting 1
7.Loan servicing, payments, escrow account 1
8.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2013 1
2015 2
2016 1
2017 2
2018 23
2019 3
2020 2
2021 4
2022 1
2025 3
2026 1

Complaints by State (Top 15)

Texas 5
California 3
Florida 3
Ohio 3
Michigan 3
Indiana 2
Arizona 2
Missouri 2
Illinois 2
Nevada 2
Georgia 2
Colorado 2
New York 2
Oregon 2
Kentucky 1

Company Responses

Closed with explanation 35
Untimely response 4
Closed with monetary relief 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Fearon Financial LLC

The CFPB Consumer Complaint Database has logged 43 complaints against Fearon Financial LLC overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Closing on a mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Fearon Financial LLC's timely response rate stands at 81.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 9.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Fearon Financial LLC have?

Fearon Financial LLC has 43 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Fearon Financial LLC respond to complaints on time?

Fearon Financial LLC has a 81.4% timely response rate to CFPB complaints.

What product generates the most complaints for Fearon Financial LLC?

The most complained-about product for Fearon Financial LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Fearon Financial LLC?

The most common issue reported by consumers about Fearon Financial LLC is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Fearon Financial LLC?

You can file a complaint against Fearon Financial LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Fearon Financial LLC?

Consumers in 22 states and territories have filed complaints about Fearon Financial LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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