CFPB Consumer Complaint Profile

First Mortgage Solutions

What 10 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

10
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

10 CFPB complaints put First Mortgage Solutions at #3715 out of 3,843 financial companies ranked by complaint volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#3715
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
6
states with complaints
A
PlainCredit Trust Score
86/100
First Mortgage Solutions · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 10.0%
Share of complaints closed with monetary or non-monetary relief

First Mortgage Solutions vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

First Mortgage Solutions timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 7
Mortgage - Conventional adjustable mortgage (ARM) 1
Mortgage - FHA mortgage 1
Mortgage - VA mortgage 1

Top Issues

1.Closing on a mortgage 4
2.Applying for a mortgage or refinancing an existing mortgage 3
3.Credit decision / Underwriting 1
4.Application, originator, mortgage broker 1
5.Settlement process and costs 1

Complaints by Year

Year Complaints
2013 1
2014 1
2017 1
2021 4
2022 3

Complaints by State (Top 15)

Texas 3
North Carolina 2
Missouri 2
Colorado 1
South Carolina 1
California 1

Company Responses

Closed with explanation 9
Closed with monetary relief 1

What the CFPB Complaint Record Shows for First Mortgage Solutions

The CFPB Consumer Complaint Database has logged 10 complaints against First Mortgage Solutions overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 6 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Closing on a mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

First Mortgage Solutions's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 10%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First Mortgage Solutions have?

The CFPB has logged 10 complaints against First Mortgage Solutions to date, of which 0 came in over the last 12 months.

Does First Mortgage Solutions respond to complaints on time?

CFPB complaints against First Mortgage Solutions draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for First Mortgage Solutions?

"Mortgage" draws more CFPB complaints against First Mortgage Solutions than any other product - see the full breakdown above.

What is the most common complaint issue with First Mortgage Solutions?

"Closing on a mortgage" is the single most frequently cited issue in complaints against First Mortgage Solutions - see all issues and counts above.

How do I file a complaint against First Mortgage Solutions?

You can file a complaint against First Mortgage Solutions directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First Mortgage Solutions?

The CFPB has recorded complaints against First Mortgage Solutions from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for First Mortgage Solutions: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Source: CFPB Consumer Complaint Database Data through March 2026