CFPB Consumer Complaint Profile
Flatonia Investments, LLC
Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 87
- Total complaints
- Mid-range
- 4
- Last 12 months
- 97.7%
- Timely response
- Below median
- 29
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Flatonia Investments, LLC places #1418 by volume. For answering complaints on time it stands at the 45th percentile in the 100+ complaint peer group.
- Mortgage
- most-complained product
- TX
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Flatonia Investments, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
97.7% Around the middle higher than 45% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 6 |
| 2014 | 3 |
| 2015 | 7 |
| 2016 | 17 |
| 2017 | 10 |
| 2018 | 10 |
| 2019 | 6 |
| 2020 | 3 |
| 2021 | 11 |
| 2022 | 5 |
| 2023 | 2 |
| 2024 | 2 |
| 2025 | 4 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Flatonia Investments, LLC
The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for Flatonia Investments, LLC, with consumers across the country filing against it. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Application, originator, mortgage broker" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Flatonia Investments, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (21.6% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Flatonia Investments, LLC have?
87 complaints have been filed against Flatonia Investments, LLC with the CFPB overall - 4 of them in the past year.
Does Flatonia Investments, LLC respond to complaints on time?
Flatonia Investments, LLC has a 97.7% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Flatonia Investments, LLC?
"Mortgage" draws more CFPB complaints against Flatonia Investments, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Flatonia Investments, LLC?
Consumers most often cite "Application, originator, mortgage broker" when complaining about Flatonia Investments, LLC; the full issue list with counts is above.
How do I file a complaint against Flatonia Investments, LLC?
You can file a complaint against Flatonia Investments, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Flatonia Investments, LLC?
The CFPB has recorded complaints against Flatonia Investments, LLC from 29 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.