CFPB Consumer Complaint Profile

Intercontinental Capital Group

What 102 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

102
Total complaints
2
Last 12 months
88.2%
Timely response
22
States affected

The verdict

Intercontinental Capital Group ranks #1318 of 3,848 financial companies by CFPB complaint volume, with 102 complaints on record. It answers 88.2% of complaints on time — below the 93% median for companies with 100+ complaints.

#1318
of 3,848 companies by volume
88.2%
answered on time
Mortgage
most-complained product
22
states with complaints
Intercontinental Capital Group timely response rate 88.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 35
Mortgage — FHA mortgage 19
Mortgage — VA mortgage 16
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 13
Debt collection — Mortgage debt 6
Mortgage — Other type of mortgage 4
Credit card or prepaid card — General-purpose prepaid card 2
Mortgage — Home equity loan or line of credit (HELOC) 2
Debt collection — Credit card debt 1
Mortgage — Reverse mortgage 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 39
2.Closing on a mortgage 22
3.Improper use of your report 11
4.Trouble during payment process 8
5.Attempts to collect debt not owed 5
6.Application, originator, mortgage broker 4
7.Incorrect information on your report 2
8.Credit decision / Underwriting 2
9.Advertising 2
10.Written notification about debt 1

Complaints by Year

Year Complaints
2016 4
2017 10
2018 6
2019 2
2020 19
2021 43
2022 13
2023 1
2024 1
2025 3

Complaints by State (Top 15)

California 18
New York 18
Maryland 9
Texas 8
Georgia 6
Florida 5
New Jersey 5
North Carolina 5
Nevada 4
Arizona 4
Tennessee 3
Connecticut 2
Pennsylvania 2
Illinois 2
Minnesota 2

Company Responses

Closed with explanation 94
Untimely response 4
Closed with non-monetary relief 2
Closed 1
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Intercontinental Capital Group

The CFPB Consumer Complaint Database has logged 102 complaints against Intercontinental Capital Group overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Intercontinental Capital Group's timely response rate stands at 88.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 14.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Intercontinental Capital Group have?

Intercontinental Capital Group has 102 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Intercontinental Capital Group respond to complaints on time?

Intercontinental Capital Group has a 88.2% timely response rate to CFPB complaints.

What product generates the most complaints for Intercontinental Capital Group?

The most complained-about product for Intercontinental Capital Group is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Intercontinental Capital Group?

The most common issue reported by consumers about Intercontinental Capital Group is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Intercontinental Capital Group?

You can file a complaint against Intercontinental Capital Group directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Intercontinental Capital Group?

Consumers in 22 states and territories have filed complaints about Intercontinental Capital Group with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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