CFPB Consumer Complaint Profile

Interfirst Mortgage Company

What 61 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

61
Total complaints
0
Last 12 months
91.8%
Timely response
15
States affected

The verdict

Interfirst Mortgage Company ranks #1661 of 3,848 financial companies by CFPB complaint volume, with 61 complaints on record. It answers 91.8% of complaints on time — below the 93% median for companies with 100+ complaints.

#1661
of 3,848 companies by volume
91.8%
answered on time
Mortgage
most-complained product
15
states with complaints
Interfirst Mortgage Company timely response rate 91.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 36
Mortgage — Conventional fixed mortgage 14
Mortgage — Other mortgage 6
Mortgage — Other type of mortgage 1
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 1
Credit card — General-purpose credit card or charge card 1
Money transfer, virtual currency, or money service — Foreign currency exchange 1
Mortgage — FHA mortgage 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 20
2.Trouble during payment process 12
3.Loan servicing, payments, escrow account 11
4.Application, originator, mortgage broker 6
5.Closing on a mortgage 5
6.Improper use of your report 1
7.Other features, terms, or problems 1
8.Struggling to pay mortgage 1
9.Fraud or scam 1
10.Loan modification,collection,foreclosure 1

Complaints by Year

Year Complaints
2012 5
2013 8
2014 1
2015 2
2016 4
2017 1
2020 8
2021 17
2022 10
2023 5

Complaints by State (Top 15)

California 12
Texas 10
Florida 9
Illinois 6
Colorado 6
Minnesota 5
Ohio 3
Louisiana 2
Georgia 1
Michigan 1
Wisconsin 1
Oregon 1
Virginia 1
Delaware 1
Indiana 1

Company Responses

Closed with explanation 51
Closed with monetary relief 8
Closed 1
Untimely response 1

What the CFPB Complaint Record Shows for Interfirst Mortgage Company

The CFPB Consumer Complaint Database has logged 61 complaints against Interfirst Mortgage Company overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Interfirst Mortgage Company's timely response rate stands at 91.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 30% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 13.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Interfirst Mortgage Company have?

Interfirst Mortgage Company has 61 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Interfirst Mortgage Company respond to complaints on time?

Interfirst Mortgage Company has a 91.8% timely response rate to CFPB complaints.

What product generates the most complaints for Interfirst Mortgage Company?

The most complained-about product for Interfirst Mortgage Company is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Interfirst Mortgage Company?

The most common issue reported by consumers about Interfirst Mortgage Company is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Interfirst Mortgage Company?

You can file a complaint against Interfirst Mortgage Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Interfirst Mortgage Company?

Consumers in 15 states and territories have filed complaints about Interfirst Mortgage Company with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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