CFPB Consumer Complaint Profile

International City Mortgage

Behind the 19 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

19
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
6
States affected

The verdict

19 CFPB complaints put International City Mortgage at #2935 out of 3,843 financial companies ranked by complaint volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2935
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
6
states with complaints
B+
PlainCredit Trust Score
79/100
International City Mortgage · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.8%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 15.8%
Share of complaints closed with monetary or non-monetary relief

International City Mortgage vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

International City Mortgage timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 6
Mortgage - Conventional fixed mortgage 4
Mortgage - Other mortgage 4
Mortgage - VA mortgage 3
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - Mortgage 1

Top Issues

1.Loan servicing, payments, escrow account 9
2.Application, originator, mortgage broker 3
3.Settlement process and costs 2
4.Credit decision / Underwriting 2
5.Applying for a mortgage or refinancing an existing mortgage 1
6.Problem with a company's investigation into an existing problem 1
7.Cont'd attempts collect debt not owed 1

Complaints by Year

Year Complaints
2012 1
2013 2
2014 3
2015 5
2016 3
2017 3
2021 1
2023 1

Complaints by State (Top 15)

California 11
Texas 3
Nevada 2
VI 1
New Mexico 1
Hawaii 1

Company Responses

Closed with explanation 15
Closed with monetary relief 3
Closed 1

What the CFPB Complaint Record Shows for International City Mortgage

International City Mortgage carries 19 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Inside that category, "Loan servicing, payments, escrow account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against International City Mortgage draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response at a 11.8% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 15.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does International City Mortgage have?

19 complaints have been filed against International City Mortgage with the CFPB overall - 0 of them in the past year.

Does International City Mortgage respond to complaints on time?

International City Mortgage's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for International City Mortgage?

Among all products tied to International City Mortgage, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with International City Mortgage?

The most common issue reported by consumers about International City Mortgage is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against International City Mortgage?

You can file a complaint against International City Mortgage directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about International City Mortgage?

International City Mortgage has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for International City Mortgage: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (11.8% here).

Frequently Asked Questions

How many CFPB complaints does International City Mortgage have?

19 complaints have been filed against International City Mortgage with the CFPB overall - 0 of them in the past year.

Does International City Mortgage respond to complaints on time?

International City Mortgage's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for International City Mortgage?

Among all products tied to International City Mortgage, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with International City Mortgage?

The most common issue reported by consumers about International City Mortgage is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against International City Mortgage?

You can file a complaint against International City Mortgage directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about International City Mortgage?

International City Mortgage has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

International City Mortgage's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.