CFPB Consumer Complaint Profile

James B. Nutter & Company

What 126 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

126
Total complaints
2
Last 12 months
96.8%
Timely response
29
States affected

The verdict

James B. Nutter & Company ranks #1204 of 3,848 financial companies by CFPB complaint volume, with 126 complaints on record. It answers 96.8% of complaints on time — above the 93% median for companies with 100+ complaints.

#1204
of 3,848 companies by volume
96.8%
answered on time
Mortgage
most-complained product
29
states with complaints
James B. Nutter & Company timely response rate 96.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Reverse mortgage 63
Mortgage — FHA mortgage 28
Mortgage — Other mortgage 10
Mortgage — Conventional home mortgage 8
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Debt collection — Mortgage 3
Mortgage — Conventional fixed mortgage 3
Mortgage — Other type of mortgage 2
Credit reporting or other personal consumer reports — Credit reporting 2
Mortgage — Home equity loan or line of credit 1

Top Issues

1.Loan modification,collection,foreclosure 40
2.Loan servicing, payments, escrow account 24
3.Trouble during payment process 14
4.Struggling to pay mortgage 12
5.Incorrect information on your report 5
6.Application, originator, mortgage broker 5
7.Closing on a mortgage 5
8.Credit decision / Underwriting 4
9.Applying for a mortgage or refinancing an existing mortgage 4
10.Settlement process and costs 4

Complaints by Year

Year Complaints
2012 9
2013 15
2014 17
2015 16
2016 20
2017 15
2018 9
2019 4
2020 4
2021 2
2022 6
2023 5
2024 1
2025 2
2026 1

Complaints by State (Top 15)

Florida 20
Texas 13
Missouri 11
California 8
Virginia 6
Georgia 6
North Carolina 5
Hawaii 5
New Jersey 4
Arizona 4
Massachusetts 4
New York 4
Illinois 4
Pennsylvania 4
Ohio 3

Company Responses

Closed with explanation 124
Untimely response 2

What the CFPB Complaint Record Shows for James B. Nutter & Company

The CFPB Consumer Complaint Database has logged 126 complaints against James B. Nutter & Company overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 29 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Loan modification,collection,foreclosure" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

James B. Nutter & Company's timely response rate stands at 96.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 29.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does James B. Nutter & Company have?

James B. Nutter & Company has 126 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does James B. Nutter & Company respond to complaints on time?

James B. Nutter & Company has a 96.8% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for James B. Nutter & Company?

The most complained-about product for James B. Nutter & Company is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with James B. Nutter & Company?

The most common issue reported by consumers about James B. Nutter & Company is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.

How do I file a complaint against James B. Nutter & Company?

You can file a complaint against James B. Nutter & Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about James B. Nutter & Company?

Consumers in 29 states and territories have filed complaints about James B. Nutter & Company with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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