CFPB Consumer Complaint Profile

James B. Nutter & Company

Consumers have filed 126 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

126
Total complaints
Mid-range
2
Last 12 months
96.8%
Timely response
Below median
29
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, James B. Nutter & Company sits at #1202, with 126 complaints logged. On-time replies land at 96.8%, the 38th percentile for the 100+ complaint peer group.

#1202
of 3,843 companies by volume
96.8%
on time (38th pctile)
Mortgage
most-complained product
29
states with complaints
F
PlainCredit Trust Score
32/100
James B. Nutter & Company · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 96.8%
Share of complaints answered within the CFPB response window
Dispute Rate F 29.8%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

James B. Nutter & Company vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.8% Around the middle higher than 38% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

James B. Nutter & Company timely response rate 96.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Reverse mortgage 63
Mortgage - FHA mortgage 28
Mortgage - Other mortgage 10
Mortgage - Conventional home mortgage 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Mortgage 3
Mortgage - Conventional fixed mortgage 3
Mortgage - Other type of mortgage 2
Credit reporting or other personal consumer reports - Credit reporting 2
Mortgage - Home equity loan or line of credit 1

Top Issues

1.Loan modification,collection,foreclosure 40
2.Loan servicing, payments, escrow account 24
3.Trouble during payment process 14
4.Struggling to pay mortgage 12
5.Incorrect information on your report 5
6.Application, originator, mortgage broker 5
7.Closing on a mortgage 5
8.Credit decision / Underwriting 4
9.Applying for a mortgage or refinancing an existing mortgage 4
10.Settlement process and costs 4

Complaints by Year

Year Complaints
2012 9
2013 15
2014 17
2015 16
2016 20
2017 15
2018 9
2019 4
2020 4
2021 2
2022 6
2023 5
2024 1
2025 2
2026year in progress 1

Complaints by State (Top 15)

Florida 20
Texas 13
Missouri 11
California 8
Virginia 6
Georgia 6
North Carolina 5
Hawaii 5
New Jersey 4
Arizona 4
Massachusetts 4
New York 4
Illinois 4
Pennsylvania 4
Ohio 3

Company Responses

Closed with explanation 124
Untimely response 2

What the CFPB Complaint Record Shows for James B. Nutter & Company

126 complaints against James B. Nutter & Company appear in the CFPB record, including 2 from the trailing year. The 29 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Loan modification,collection,foreclosure" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, James B. Nutter & Company posts a 96.8% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 29.8% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does James B. Nutter & Company have?

The CFPB has logged 126 complaints against James B. Nutter & Company to date, of which 2 came in over the last 12 months.

Does James B. Nutter & Company respond to complaints on time?

CFPB complaints against James B. Nutter & Company draw a 96.8% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for James B. Nutter & Company?

"Mortgage" draws more CFPB complaints against James B. Nutter & Company than any other product - see the full breakdown above.

What is the most common complaint issue with James B. Nutter & Company?

The most common issue reported by consumers about James B. Nutter & Company is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.

How do I file a complaint against James B. Nutter & Company?

You can file a complaint against James B. Nutter & Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about James B. Nutter & Company?

James B. Nutter & Company has drawn CFPB complaints from 29 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for James B. Nutter & Company: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does James B. Nutter & Company have?

The CFPB has logged 126 complaints against James B. Nutter & Company to date, of which 2 came in over the last 12 months.

Does James B. Nutter & Company respond to complaints on time?

CFPB complaints against James B. Nutter & Company draw a 96.8% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for James B. Nutter & Company?

"Mortgage" draws more CFPB complaints against James B. Nutter & Company than any other product - see the full breakdown above.

What is the most common complaint issue with James B. Nutter & Company?

The most common issue reported by consumers about James B. Nutter & Company is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.

How do I file a complaint against James B. Nutter & Company?

You can file a complaint against James B. Nutter & Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about James B. Nutter & Company?

James B. Nutter & Company has drawn CFPB complaints from 29 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

James B. Nutter & Company's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.