CFPB Consumer Complaint Profile

Leader One Financial Corporation

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

38
Total complaints
Mid-range
3
Last 12 months
89.5%
Timely response
Bottom quartile
16
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Leader One Financial Corporation sits at #2089. For answering complaints on time it stands at the 17th percentile in the 100+ complaint peer group.

Mortgage
most-complained product
KS
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
62/100
Leader One Financial Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 89.5%
Share of complaints answered within the CFPB response window
Dispute Rate B- 10.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A 18.4%
Share of complaints closed with monetary or non-monetary relief

Leader One Financial Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

89.5% Among the lowest higher than 17% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 13
Mortgage - FHA mortgage 9
Mortgage - Conventional fixed mortgage 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Mortgage - VA mortgage 2
Credit reporting or other personal consumer reports - Credit reporting 2
Mortgage - Other mortgage 2
Payday loan, title loan, or personal loan - Installment loan 1
Mortgage - Other type of mortgage 1
Mortgage - USDA mortgage 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 10
2.Trouble during payment process 5
3.Application, originator, mortgage broker 4
4.Closing on a mortgage 4
5.Improper use of your report 3
6.Incorrect information on your report 3
7.Loan servicing, payments, escrow account 3
8.Struggling to pay mortgage 2
9.Getting the loan 1
10.Loan modification,collection,foreclosure 1

Complaints by Year

Year Complaints
2013 3
2014 2
2015 1
2016 4
2017 2
2018 1
2019 4
2020 7
2021 2
2022 2
2023 2
2024 3
2025 5

Complaints by State (Top 15)

Kansas 4
Illinois 4
Missouri 4
Colorado 3
Nevada 3
Minnesota 3
Texas 3
Arizona 3
California 2
Michigan 2
Florida 2
New York 1
Oregon 1
Mississippi 1
Wisconsin 1

Company Responses

Closed with explanation 31
Closed with monetary relief 5
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Leader One Financial Corporation

Leader One Financial Corporation draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Applying for a mortgage or refinancing an existing mortgage," a reasonable starting point for understanding recurring friction.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Leader One Financial Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Leader One Financial Corporation have?

The CFPB has logged 38 complaints against Leader One Financial Corporation to date, of which 3 came in over the last 12 months.

Does Leader One Financial Corporation respond to complaints on time?

Leader One Financial Corporation has a 89.5% timely response rate to CFPB complaints.

What product generates the most complaints for Leader One Financial Corporation?

The most complained-about product for Leader One Financial Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Leader One Financial Corporation?

"Applying for a mortgage or refinancing an existing mortgage" is the single most frequently cited issue in complaints against Leader One Financial Corporation - see all issues and counts above.

How do I file a complaint against Leader One Financial Corporation?

You can file a complaint against Leader One Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Leader One Financial Corporation?

Consumers in 16 states and territories have filed complaints about Leader One Financial Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Leader One Financial Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.