CFPB Consumer Complaint Profile

Lender Live

123 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

123
Total complaints
Mid-range
1
Last 12 months
96.7%
Timely response
Below median
33
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Lender Live sits at #1216, with 123 complaints logged. On-time replies land at 96.7%, the 37th percentile for the 100+ complaint peer group.

#1216
of 3,843 companies by volume
96.7%
on time (37th pctile)
Mortgage
most-complained product
33
states with complaints
C+
PlainCredit Trust Score
62/100
Lender Live · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 20.9%
Share of responses the consumer disputed (lower is better)
Relief Rate A 21.1%
Share of complaints closed with monetary or non-monetary relief

Lender Live vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.7% Around the middle higher than 37% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Lender Live timely response rate 96.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 58
Mortgage - VA mortgage 18
Mortgage - FHA mortgage 17
Mortgage - Other mortgage 12
Mortgage - Conventional adjustable mortgage (ARM) 5
Debt collection - Mortgage 5
Mortgage - Conventional home mortgage 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Debt collection - I do not know 1
Money transfer, virtual currency, or money service - Virtual currency 1

Top Issues

1.Loan servicing, payments, escrow account 89
2.Loan modification,collection,foreclosure 13
3.Communication tactics 3
4.Trouble during payment process 3
5.Cont'd attempts collect debt not owed 3
6.Settlement process and costs 3
7.Application, originator, mortgage broker 2
8.Incorrect information on your report 1
9.Credit decision / Underwriting 1
10.Credit monitoring or identity theft protection services 1

Complaints by Year

Year Complaints
2012 1
2013 3
2014 11
2015 47
2016 50
2017 5
2018 4
2020 1
2026year in progress 1

Complaints by State (Top 15)

California 21
Texas 13
Colorado 13
Minnesota 6
Virginia 6
Georgia 5
New Jersey 4
New York 4
Washington 4
Michigan 4
Wisconsin 4
Utah 3
Florida 3
Arizona 3
Nevada 3

Company Responses

Closed with explanation 95
Closed with non-monetary relief 23
Closed with monetary relief 3
Untimely response 2

What the CFPB Complaint Record Shows for Lender Live

The CFPB Consumer Complaint Database has logged 123 complaints against Lender Live overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 33 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Loan servicing, payments, escrow account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Lender Live posts a 96.7% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 20.9% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 21.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lender Live have?

Lender Live has 123 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Lender Live respond to complaints on time?

CFPB complaints against Lender Live draw a 96.7% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Lender Live?

The most complained-about product for Lender Live is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Lender Live?

The most common issue reported by consumers about Lender Live is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against Lender Live?

You can file a complaint against Lender Live directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lender Live?

Lender Live has drawn CFPB complaints from 33 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Lender Live: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20.9% here).

Frequently Asked Questions

How many CFPB complaints does Lender Live have?

Lender Live has 123 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Lender Live respond to complaints on time?

CFPB complaints against Lender Live draw a 96.7% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Lender Live?

The most complained-about product for Lender Live is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Lender Live?

The most common issue reported by consumers about Lender Live is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against Lender Live?

You can file a complaint against Lender Live directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lender Live?

Lender Live has drawn CFPB complaints from 33 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Lender Live's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.