CFPB Consumer Complaint Profile

Liberty Home Equity Solutions, Inc.

Behind the 36 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

36
Total complaints
Mid-range
0
Last 12 months
94.4%
Timely response
Below median
18
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Liberty Home Equity Solutions, Inc. sits at #2143, with 36 complaints logged. On-time replies land at 94.4%, the 27th percentile for the 100+ complaint peer group.

#2143
of 3,843 companies by volume
94.4%
on time (27th pctile)
Mortgage
most-complained product
18
states with complaints
F
PlainCredit Trust Score
31/100
Liberty Home Equity Solutions, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.4%
Share of complaints answered within the CFPB response window
Dispute Rate F 24.1%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Liberty Home Equity Solutions, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94.4% Around the middle higher than 27% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Liberty Home Equity Solutions, Inc. timely response rate 94.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Reverse mortgage 34
Mortgage - Other type of mortgage 1
Mortgage - Conventional fixed mortgage 1

Top Issues

1.Application, originator, mortgage broker 10
2.Loan modification,collection,foreclosure 8
3.Loan servicing, payments, escrow account 7
4.Settlement process and costs 4
5.Applying for a mortgage or refinancing an existing mortgage 3
6.Struggling to pay mortgage 3
7.Closing on a mortgage 1

Complaints by Year

Year Complaints
2012 3
2013 7
2014 5
2015 7
2016 5
2017 6
2018 3

Complaints by State (Top 15)

Florida 9
California 3
Connecticut 3
Massachusetts 2
Illinois 2
Pennsylvania 2
Maryland 2
Arizona 2
Colorado 1
Indiana 1
Washington 1
Texas 1
Missouri 1
Nevada 1
Georgia 1

Company Responses

Closed with explanation 33
Untimely response 2
Closed 1

What the CFPB Complaint Record Shows for Liberty Home Equity Solutions, Inc.

36 complaints against Liberty Home Equity Solutions, Inc. appear in the CFPB record, including 0 from the trailing year. The 18 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Application, originator, mortgage broker," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Liberty Home Equity Solutions, Inc. posts a 94.4% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 24.1% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Liberty Home Equity Solutions, Inc. have?

36 complaints have been filed against Liberty Home Equity Solutions, Inc. with the CFPB overall - 0 of them in the past year.

Does Liberty Home Equity Solutions, Inc. respond to complaints on time?

CFPB complaints against Liberty Home Equity Solutions, Inc. draw a 94.4% timely-response rate inside the expected window.

What product generates the most complaints for Liberty Home Equity Solutions, Inc.?

Among all products tied to Liberty Home Equity Solutions, Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Liberty Home Equity Solutions, Inc.?

The most common issue reported by consumers about Liberty Home Equity Solutions, Inc. is "Application, originator, mortgage broker." All complaint issues are listed above with their counts.

How do I file a complaint against Liberty Home Equity Solutions, Inc.?

You can file a complaint against Liberty Home Equity Solutions, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Liberty Home Equity Solutions, Inc.?

Liberty Home Equity Solutions, Inc. has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Liberty Home Equity Solutions, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Liberty Home Equity Solutions, Inc. have?

36 complaints have been filed against Liberty Home Equity Solutions, Inc. with the CFPB overall - 0 of them in the past year.

Does Liberty Home Equity Solutions, Inc. respond to complaints on time?

CFPB complaints against Liberty Home Equity Solutions, Inc. draw a 94.4% timely-response rate inside the expected window.

What product generates the most complaints for Liberty Home Equity Solutions, Inc.?

Among all products tied to Liberty Home Equity Solutions, Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Liberty Home Equity Solutions, Inc.?

The most common issue reported by consumers about Liberty Home Equity Solutions, Inc. is "Application, originator, mortgage broker." All complaint issues are listed above with their counts.

How do I file a complaint against Liberty Home Equity Solutions, Inc.?

You can file a complaint against Liberty Home Equity Solutions, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Liberty Home Equity Solutions, Inc.?

Liberty Home Equity Solutions, Inc. has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Liberty Home Equity Solutions, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.