CFPB Consumer Complaint Profile
Lima One Capital, LLC
37 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 37
- Total complaints
- Mid-range
- 4
- Last 12 months
- 59.5%
- Timely response
- Bottom decile
- 18
- States affected
The verdict
37 CFPB complaints put Lima One Capital, LLC at #2112 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 59.5%, the 4th percentile among companies with 100+ complaints.
- #2112
- of 3,843 companies by volume
- 59.5%
- on time (4th pctile)
- Mortgage
- most-complained product
- 18
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Lima One Capital, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
59.5% Among the lowest higher than 4% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2017 | 2 |
| 2018 | 2 |
| 2019 | 2 |
| 2020 | 1 |
| 2021 | 9 |
| 2022 | 5 |
| 2023 | 6 |
| 2024 | 6 |
| 2025 | 3 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Lima One Capital, LLC
Lima One Capital, LLC carries 37 complaints in the CFPB's database, 4 of them filed within the past 12 months. Consumers spanning 18 states and territories have weighed in, giving this a multi-regional footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Lima One Capital, LLC posts a 59.5% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 5.4% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Lima One Capital, LLC have?
37 complaints have been filed against Lima One Capital, LLC with the CFPB overall - 4 of them in the past year.
Does Lima One Capital, LLC respond to complaints on time?
CFPB complaints against Lima One Capital, LLC draw a 59.5% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Lima One Capital, LLC?
"Mortgage" draws more CFPB complaints against Lima One Capital, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Lima One Capital, LLC?
"Trouble during payment process" is the single most frequently cited issue in complaints against Lima One Capital, LLC - see all issues and counts above.
How do I file a complaint against Lima One Capital, LLC?
You can file a complaint against Lima One Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Lima One Capital, LLC?
Lima One Capital, LLC has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Lima One Capital, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Lima One Capital, LLC have?
37 complaints have been filed against Lima One Capital, LLC with the CFPB overall - 4 of them in the past year.
Does Lima One Capital, LLC respond to complaints on time?
CFPB complaints against Lima One Capital, LLC draw a 59.5% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Lima One Capital, LLC?
"Mortgage" draws more CFPB complaints against Lima One Capital, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Lima One Capital, LLC?
"Trouble during payment process" is the single most frequently cited issue in complaints against Lima One Capital, LLC - see all issues and counts above.
How do I file a complaint against Lima One Capital, LLC?
You can file a complaint against Lima One Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Lima One Capital, LLC?
Lima One Capital, LLC has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.