CFPB Consumer Complaint Profile

Long & Foster Financial Services, Inc.

What 69 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

69
Total complaints
6
Last 12 months
85.5%
Timely response
27
States affected

The verdict

Long & Foster Financial Services, Inc. ranks #1571 of 3,848 financial companies by CFPB complaint volume, with 69 complaints on record. It answers 85.5% of complaints on time — below the 93% median for companies with 100+ complaints.

#1571
of 3,848 companies by volume
85.5%
answered on time
Mortgage
most-complained product
27
states with complaints
Long & Foster Financial Services, Inc. timely response rate 85.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 23
Mortgage — FHA mortgage 13
Mortgage — VA mortgage 9
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 7
Credit reporting or other personal consumer reports — Credit reporting 6
Mortgage — Other type of mortgage 3
Mortgage — Other mortgage 3
Mortgage — Conventional fixed mortgage 2
Money transfer, virtual currency, or money service — Money order 1
Mortgage — Home equity loan or line of credit (HELOC) 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 23
2.Closing on a mortgage 17
3.Improper use of your report 10
4.Trouble during payment process 7
5.Incorrect information on your report 3
6.Application, originator, mortgage broker 3
7.Fraud or scam 1
8.Settlement process and costs 1
9.Credit decision / Underwriting 1
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2015 2
2016 3
2017 2
2018 5
2019 5
2020 6
2021 15
2022 9
2023 8
2024 7
2025 6
2026 1

Complaints by State (Top 15)

Maryland 10
Georgia 8
Virginia 6
Arizona 5
Texas 5
North Carolina 4
Wisconsin 3
Nebraska 2
California 2
Florida 2
Missouri 2
New York 2
Pennsylvania 2
Minnesota 1
Oklahoma 1

Company Responses

Closed with explanation 58
Closed with monetary relief 11

What the CFPB Complaint Record Shows for Long & Foster Financial Services, Inc.

The CFPB Consumer Complaint Database has logged 69 complaints against Long & Foster Financial Services, Inc. overall, with 6 of those filed in the trailing 12 months. Reports have come from consumers in 27 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Long & Foster Financial Services, Inc.'s timely response rate stands at 85.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 16.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 15.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Long & Foster Financial Services, Inc. have?

Long & Foster Financial Services, Inc. has 69 total consumer complaints filed with the CFPB, with 6 filed in the last 12 months.

Does Long & Foster Financial Services, Inc. respond to complaints on time?

Long & Foster Financial Services, Inc. has a 85.5% timely response rate to CFPB complaints.

What product generates the most complaints for Long & Foster Financial Services, Inc.?

The most complained-about product for Long & Foster Financial Services, Inc. is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Long & Foster Financial Services, Inc.?

The most common issue reported by consumers about Long & Foster Financial Services, Inc. is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Long & Foster Financial Services, Inc.?

You can file a complaint against Long & Foster Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Long & Foster Financial Services, Inc.?

Consumers in 27 states and territories have filed complaints about Long & Foster Financial Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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