CFPB Consumer Complaint Profile

Mld Mortgage Inc

Consumers have filed 49 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

49
Total complaints
Mid-range
0
Last 12 months
75.5%
Timely response
Bottom decile
13
States affected

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The verdict

Mld Mortgage Inc ranks #1855 of 3,843 financial companies by CFPB complaint volume, with 49 complaints on record. Its on-time response rate is 75.5%, the 7th percentile among companies with 100+ complaints.

#1855
of 3,843 companies by volume
75.5%
on time (7th pctile)
Mortgage
most-complained product
13
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
32/100
Mld Mortgage Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 75.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 31.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C 4.1%
Share of complaints closed with monetary or non-monetary relief

Mld Mortgage Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

75.5% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Mld Mortgage Inc timely response rate 75.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 15
Mortgage - Conventional home mortgage 13
Mortgage - FHA mortgage 11
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Mortgage - Other mortgage 3
Mortgage - Reverse mortgage 2
Mortgage - VA mortgage 1
Mortgage - Home equity loan or line of credit 1

Top Issues

1.Application, originator, mortgage broker 11
2.Trouble during payment process 10
3.Settlement process and costs 7
4.Loan servicing, payments, escrow account 7
5.Applying for a mortgage or refinancing an existing mortgage 5
6.Credit decision / Underwriting 3
7.Improper use of your report 2
8.Closing on a mortgage 2
9.Incorrect information on your report 1
10.Loan modification,collection,foreclosure 1

Complaints by Year

Year Complaints
2012 1
2013 8
2014 4
2015 8
2016 8
2017 2
2018 5
2020 7
2021 4
2024 2

Complaints by State (Top 15)

California 14
New Jersey 13
New York 4
Florida 4
Illinois 3
Pennsylvania 3
Virginia 2
North Carolina 1
Connecticut 1
Colorado 1
Maryland 1
Georgia 1
Kentucky 1

Company Responses

Closed with explanation 42
Closed 5
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Mld Mortgage Inc

49 complaints against Mld Mortgage Inc appear in the CFPB record, including 0 from the trailing year. The 13 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Application, originator, mortgage broker" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Mld Mortgage Inc posts a 75.5% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 31% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 4.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mld Mortgage Inc have?

The CFPB has logged 49 complaints against Mld Mortgage Inc to date, of which 0 came in over the last 12 months.

Does Mld Mortgage Inc respond to complaints on time?

Mld Mortgage Inc's CFPB timely-response rate is 75.5%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Mld Mortgage Inc?

Among all products tied to Mld Mortgage Inc, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Mld Mortgage Inc?

Consumers most often cite "Application, originator, mortgage broker" when complaining about Mld Mortgage Inc; the full issue list with counts is above.

How do I file a complaint against Mld Mortgage Inc?

You can file a complaint against Mld Mortgage Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mld Mortgage Inc?

The CFPB has recorded complaints against Mld Mortgage Inc from 13 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mld Mortgage Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Mld Mortgage Inc have?

The CFPB has logged 49 complaints against Mld Mortgage Inc to date, of which 0 came in over the last 12 months.

Does Mld Mortgage Inc respond to complaints on time?

Mld Mortgage Inc's CFPB timely-response rate is 75.5%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Mld Mortgage Inc?

Among all products tied to Mld Mortgage Inc, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Mld Mortgage Inc?

Consumers most often cite "Application, originator, mortgage broker" when complaining about Mld Mortgage Inc; the full issue list with counts is above.

How do I file a complaint against Mld Mortgage Inc?

You can file a complaint against Mld Mortgage Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mld Mortgage Inc?

The CFPB has recorded complaints against Mld Mortgage Inc from 13 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Mld Mortgage Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.