CFPB Consumer Complaint Profile

Mountain West Financial, LLC

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

40
Total complaints
Mid-range
0
Last 12 months
95%
Timely response
Below median
6
States affected

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The verdict

By CFPB complaint volume, Mountain West Financial, LLC is #2046 out of 3,843 financial companies. On response speed it sits at the 29th percentile among companies with 100+ complaints.

Mortgage
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
62/100
Mountain West Financial, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 15.0%
Share of complaints closed with monetary or non-monetary relief

Mountain West Financial, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95% Around the middle higher than 29% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 18
Mortgage - Conventional home mortgage 16
Mortgage - Other mortgage 2
Mortgage - Conventional fixed mortgage 2
Mortgage - VA mortgage 1
Debt collection - I do not know 1

Top Issues

1.Trouble during payment process 17
2.Loan servicing, payments, escrow account 6
3.Credit decision / Underwriting 3
4.Closing on a mortgage 3
5.Loan modification,collection,foreclosure 2
6.Struggling to pay mortgage 2
7.Application, originator, mortgage broker 2
8.Applying for a mortgage or refinancing an existing mortgage 2
9.Incorrect information on your report 1
10.Settlement process and costs 1

Complaints by Year

Year Complaints
2012 1
2015 6
2016 5
2017 7
2018 3
2019 1
2020 4
2021 6
2022 2
2023 4
2024 1

Complaints by State (Top 15)

California 31
Arizona 3
Colorado 2
Washington 1
Texas 1
Nevada 1

Company Responses

Closed with explanation 34
Closed with monetary relief 5
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Mountain West Financial, LLC

In the CFPB record, Mountain West Financial, LLC has a geographically concentrated complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mountain West Financial, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Mountain West Financial, LLC have?

40 complaints have been filed against Mountain West Financial, LLC with the CFPB overall - 0 of them in the past year.

Does Mountain West Financial, LLC respond to complaints on time?

Mountain West Financial, LLC's CFPB timely-response rate is 95%. This is considered excellent.

What product generates the most complaints for Mountain West Financial, LLC?

"Mortgage" draws more CFPB complaints against Mountain West Financial, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Mountain West Financial, LLC?

"Trouble during payment process" is the single most frequently cited issue in complaints against Mountain West Financial, LLC - see all issues and counts above.

How do I file a complaint against Mountain West Financial, LLC?

You can file a complaint against Mountain West Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mountain West Financial, LLC?

Consumers in 6 states and territories have filed complaints about Mountain West Financial, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Mountain West Financial, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.