CFPB Consumer Complaint Profile
Nations Reliable Lending LLC
38 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 38
- Total complaints
- Mid-range
- 6
- Last 12 months
- 84.2%
- Timely response
- Bottom quartile
- 7
- States affected
The verdict
Nations Reliable Lending LLC ranks #2089 of 3,843 financial companies by CFPB complaint volume, with 38 complaints on record. It posts a 84.2% on-time response rate, the 12th percentile among companies with 100+ complaints.
- #2089
- of 3,843 companies by volume
- 84.2%
- on time (12th pctile)
- Mortgage
- most-complained product
- 7
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Nations Reliable Lending LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
84.2% Among the lowest higher than 12% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2012 | 1 |
| 2014 | 2 |
| 2015 | 2 |
| 2016 | 2 |
| 2017 | 3 |
| 2018 | 5 |
| 2019 | 1 |
| 2020 | 3 |
| 2021 | 2 |
| 2022 | 5 |
| 2023 | 4 |
| 2024 | 1 |
| 2025 | 6 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Nations Reliable Lending LLC
The CFPB Consumer Complaint Database has logged 38 complaints against Nations Reliable Lending LLC overall, with 6 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Applying for a mortgage or refinancing an existing mortgage," a reasonable starting point for understanding recurring friction.
Nations Reliable Lending LLC's timely response rate stands at 84.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 30% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 21.1% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Nations Reliable Lending LLC have?
The CFPB has logged 38 complaints against Nations Reliable Lending LLC to date, of which 6 came in over the last 12 months.
Does Nations Reliable Lending LLC respond to complaints on time?
Nations Reliable Lending LLC's CFPB timely-response rate is 84.2%.
What product generates the most complaints for Nations Reliable Lending LLC?
"Mortgage" draws more CFPB complaints against Nations Reliable Lending LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Nations Reliable Lending LLC?
Consumers most often cite "Applying for a mortgage or refinancing an existing mortgage" when complaining about Nations Reliable Lending LLC; the full issue list with counts is above.
How do I file a complaint against Nations Reliable Lending LLC?
You can file a complaint against Nations Reliable Lending LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Nations Reliable Lending LLC?
Consumers in 7 states and territories have filed complaints about Nations Reliable Lending LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Nations Reliable Lending LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (30% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Nations Reliable Lending LLC have?
The CFPB has logged 38 complaints against Nations Reliable Lending LLC to date, of which 6 came in over the last 12 months.
Does Nations Reliable Lending LLC respond to complaints on time?
Nations Reliable Lending LLC's CFPB timely-response rate is 84.2%.
What product generates the most complaints for Nations Reliable Lending LLC?
"Mortgage" draws more CFPB complaints against Nations Reliable Lending LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Nations Reliable Lending LLC?
Consumers most often cite "Applying for a mortgage or refinancing an existing mortgage" when complaining about Nations Reliable Lending LLC; the full issue list with counts is above.
How do I file a complaint against Nations Reliable Lending LLC?
You can file a complaint against Nations Reliable Lending LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Nations Reliable Lending LLC?
Consumers in 7 states and territories have filed complaints about Nations Reliable Lending LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.