CFPB Consumer Complaint Profile

Network Capital Funding Corp

Behind the 96 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

96
Total complaints
Mid-range
2
Last 12 months
100%
Timely response
Top decile
19
States affected

The verdict

Network Capital Funding Corp ranks #1352 of 3,843 financial companies by CFPB complaint volume, with 96 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1352
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
19
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
65/100
Network Capital Funding Corp · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 36.1%
Share of responses the consumer disputed (lower is better)
Relief Rate A 20.8%
Share of complaints closed with monetary or non-monetary relief

Network Capital Funding Corp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Network Capital Funding Corp timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 42
Mortgage - Conventional fixed mortgage 13
Mortgage - VA mortgage 8
Mortgage - FHA mortgage 8
Mortgage - Other mortgage 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Mortgage - Other type of mortgage 3
Debt collection - Other debt 2
Mortgage - Home equity loan or line of credit (HELOC) 2
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1

Top Issues

1.Application, originator, mortgage broker 19
2.Applying for a mortgage or refinancing an existing mortgage 18
3.Closing on a mortgage 13
4.Trouble during payment process 13
5.Improper use of your report 7
6.Settlement process and costs 7
7.Loan servicing, payments, escrow account 3
8.Struggling to pay mortgage 3
9.Credit decision / Underwriting 2
10.Incorrect information on your report 2

Complaints by Year

Year Complaints
2012 1
2013 3
2014 6
2015 14
2016 7
2017 7
2018 7
2020 10
2021 21
2022 9
2023 7
2024 2
2025 2

Complaints by State (Top 15)

California 39
Florida 14
Maryland 8
Virginia 6
Texas 5
Arizona 5
Colorado 3
Pennsylvania 2
Massachusetts 2
New York 2
Alabama 2
Illinois 1
New Mexico 1
District of Columbia 1
Washington 1

Company Responses

Closed with explanation 74
Closed with non-monetary relief 12
Closed with monetary relief 8
Closed 2

What the CFPB Complaint Record Shows for Network Capital Funding Corp

96 complaints against Network Capital Funding Corp appear in the CFPB record, including 2 from the trailing year. The 19 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Application, originator, mortgage broker" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Network Capital Funding Corp draw a 100% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 36.1% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 20.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Network Capital Funding Corp have?

Network Capital Funding Corp has 96 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Network Capital Funding Corp respond to complaints on time?

Network Capital Funding Corp's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Network Capital Funding Corp?

The most complained-about product for Network Capital Funding Corp is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Network Capital Funding Corp?

The most common issue reported by consumers about Network Capital Funding Corp is "Application, originator, mortgage broker." All complaint issues are listed above with their counts.

How do I file a complaint against Network Capital Funding Corp?

You can file a complaint against Network Capital Funding Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Network Capital Funding Corp?

Network Capital Funding Corp has drawn CFPB complaints from 19 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Network Capital Funding Corp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (36.1% here).

Frequently Asked Questions

How many CFPB complaints does Network Capital Funding Corp have?

Network Capital Funding Corp has 96 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Network Capital Funding Corp respond to complaints on time?

Network Capital Funding Corp's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Network Capital Funding Corp?

The most complained-about product for Network Capital Funding Corp is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Network Capital Funding Corp?

The most common issue reported by consumers about Network Capital Funding Corp is "Application, originator, mortgage broker." All complaint issues are listed above with their counts.

How do I file a complaint against Network Capital Funding Corp?

You can file a complaint against Network Capital Funding Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Network Capital Funding Corp?

Network Capital Funding Corp has drawn CFPB complaints from 19 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Network Capital Funding Corp's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.