CFPB Consumer Complaint Profile
Nfm, Inc
65 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 65
- Total complaints
- Mid-range
- 6
- Last 12 months
- 84.6%
- Timely response
- Bottom quartile
- 20
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Nfm, Inc has accumulated 65 complaints, placing it #1604 by volume. It posts a 84.6% on-time response rate, the 12th percentile among companies with 100+ complaints.
- #1604
- of 3,843 companies by volume
- 84.6%
- on time (12th pctile)
- Mortgage
- most-complained product
- 20
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Nfm, Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
84.6% Among the lowest higher than 12% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2011 | 1 |
| 2012 | 1 |
| 2013 | 1 |
| 2015 | 3 |
| 2016 | 2 |
| 2017 | 3 |
| 2018 | 1 |
| 2019 | 1 |
| 2020 | 2 |
| 2021 | 12 |
| 2022 | 18 |
| 2023 | 8 |
| 2024 | 5 |
| 2025 | 5 |
| 2026year in progress | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Nfm, Inc
65 complaints against Nfm, Inc appear in the CFPB record, including 6 from the trailing year. The 20 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Applying for a mortgage or refinancing an existing mortgage," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Nfm, Inc posts a 84.6% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 11.1% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 27.7% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Nfm, Inc have?
65 complaints have been filed against Nfm, Inc with the CFPB overall - 6 of them in the past year.
Does Nfm, Inc respond to complaints on time?
Nfm, Inc's CFPB timely-response rate is 84.6%.
What product generates the most complaints for Nfm, Inc?
Among all products tied to Nfm, Inc, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Nfm, Inc?
The most common issue reported by consumers about Nfm, Inc is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.
How do I file a complaint against Nfm, Inc?
You can file a complaint against Nfm, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Nfm, Inc?
The CFPB has recorded complaints against Nfm, Inc from 20 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Nfm, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (11.1% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Nfm, Inc have?
65 complaints have been filed against Nfm, Inc with the CFPB overall - 6 of them in the past year.
Does Nfm, Inc respond to complaints on time?
Nfm, Inc's CFPB timely-response rate is 84.6%.
What product generates the most complaints for Nfm, Inc?
Among all products tied to Nfm, Inc, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Nfm, Inc?
The most common issue reported by consumers about Nfm, Inc is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.
How do I file a complaint against Nfm, Inc?
You can file a complaint against Nfm, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Nfm, Inc?
The CFPB has recorded complaints against Nfm, Inc from 20 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.