CFPB Consumer Complaint Profile
Northern Ohio Investment Company
What 17 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 17
- Total complaints
- Below average
- 2
- Last 12 months
- 52.9%
- Timely response
- Bottom decile
- 8
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Northern Ohio Investment Company has accumulated 17 complaints, placing it #3073 by volume. On-time replies land at 52.9%, the 3rd percentile for the 100+ complaint peer group.
- #3073
- of 3,843 companies by volume
- 52.9%
- on time (3rd pctile)
- Mortgage
- most-complained product
- 8
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Northern Ohio Investment Company vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
52.9% Among the lowest higher than 3% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 2 |
| 2014 | 1 |
| 2015 | 1 |
| 2016 | 3 |
| 2017 | 1 |
| 2018 | 1 |
| 2019 | 1 |
| 2022 | 2 |
| 2024 | 3 |
| 2025 | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Northern Ohio Investment Company
The CFPB Consumer Complaint Database has logged 17 complaints against Northern Ohio Investment Company overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Loan modification,collection,foreclosure," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Northern Ohio Investment Company draw a 52.9% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 5.9% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Northern Ohio Investment Company have?
17 complaints have been filed against Northern Ohio Investment Company with the CFPB overall - 2 of them in the past year.
Does Northern Ohio Investment Company respond to complaints on time?
Northern Ohio Investment Company's CFPB timely-response rate is 52.9%. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Northern Ohio Investment Company?
"Mortgage" draws more CFPB complaints against Northern Ohio Investment Company than any other product - see the full breakdown above.
What is the most common complaint issue with Northern Ohio Investment Company?
The most common issue reported by consumers about Northern Ohio Investment Company is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.
How do I file a complaint against Northern Ohio Investment Company?
You can file a complaint against Northern Ohio Investment Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Northern Ohio Investment Company?
Northern Ohio Investment Company has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Northern Ohio Investment Company: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Northern Ohio Investment Company have?
17 complaints have been filed against Northern Ohio Investment Company with the CFPB overall - 2 of them in the past year.
Does Northern Ohio Investment Company respond to complaints on time?
Northern Ohio Investment Company's CFPB timely-response rate is 52.9%. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Northern Ohio Investment Company?
"Mortgage" draws more CFPB complaints against Northern Ohio Investment Company than any other product - see the full breakdown above.
What is the most common complaint issue with Northern Ohio Investment Company?
The most common issue reported by consumers about Northern Ohio Investment Company is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.
How do I file a complaint against Northern Ohio Investment Company?
You can file a complaint against Northern Ohio Investment Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Northern Ohio Investment Company?
Northern Ohio Investment Company has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.