CFPB Consumer Complaint Profile
Oasis Legal Finance Holding Company, LLC
48 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 48
- Total complaints
- Mid-range
- 13
- Last 12 months
- 81.3%
- Timely response
- Bottom quartile
- 21
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Oasis Legal Finance Holding Company, LLC has accumulated 48 complaints, placing it #1877 by volume. On-time replies land at 81.3%, the 10th percentile for the 100+ complaint peer group.
- #1877
- of 3,843 companies by volume
- 81.3%
- on time (10th pctile)
- Payday loan, title l…
- most-complained product
- 21
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Oasis Legal Finance Holding Company, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
81.3% Among the lowest higher than 10% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 1 |
| 2016 | 1 |
| 2018 | 2 |
| 2019 | 5 |
| 2020 | 2 |
| 2021 | 2 |
| 2022 | 1 |
| 2023 | 6 |
| 2024 | 11 |
| 2025 | 15 |
| 2026year in progress | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Oasis Legal Finance Holding Company, LLC
The CFPB Consumer Complaint Database has logged 48 complaints against Oasis Legal Finance Holding Company, LLC overall, with 13 of those filed in the trailing 12 months. Reports have come from consumers in 21 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Payday loan, title loan, personal loan, or advance loan," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Improper use of your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Oasis Legal Finance Holding Company, LLC posts a 81.3% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 50% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 2.1% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Oasis Legal Finance Holding Company, LLC have?
The CFPB has logged 48 complaints against Oasis Legal Finance Holding Company, LLC to date, of which 13 came in over the last 12 months.
Does Oasis Legal Finance Holding Company, LLC respond to complaints on time?
Oasis Legal Finance Holding Company, LLC has a 81.3% timely response rate to CFPB complaints.
What product generates the most complaints for Oasis Legal Finance Holding Company, LLC?
Among all products tied to Oasis Legal Finance Holding Company, LLC, "Payday loan, title loan, personal loan, or advance loan" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Oasis Legal Finance Holding Company, LLC?
The most common issue reported by consumers about Oasis Legal Finance Holding Company, LLC is "Improper use of your report." All complaint issues are listed above with their counts.
How do I file a complaint against Oasis Legal Finance Holding Company, LLC?
You can file a complaint against Oasis Legal Finance Holding Company, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Oasis Legal Finance Holding Company, LLC?
Consumers in 21 states and territories have filed complaints about Oasis Legal Finance Holding Company, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Oasis Legal Finance Holding Company, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (50% here).
Also handles Payday loan, title loan, personal loan, or advance loan
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Oasis Legal Finance Holding Company, LLC have?
The CFPB has logged 48 complaints against Oasis Legal Finance Holding Company, LLC to date, of which 13 came in over the last 12 months.
Does Oasis Legal Finance Holding Company, LLC respond to complaints on time?
Oasis Legal Finance Holding Company, LLC has a 81.3% timely response rate to CFPB complaints.
What product generates the most complaints for Oasis Legal Finance Holding Company, LLC?
Among all products tied to Oasis Legal Finance Holding Company, LLC, "Payday loan, title loan, personal loan, or advance loan" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Oasis Legal Finance Holding Company, LLC?
The most common issue reported by consumers about Oasis Legal Finance Holding Company, LLC is "Improper use of your report." All complaint issues are listed above with their counts.
How do I file a complaint against Oasis Legal Finance Holding Company, LLC?
You can file a complaint against Oasis Legal Finance Holding Company, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Oasis Legal Finance Holding Company, LLC?
Consumers in 21 states and territories have filed complaints about Oasis Legal Finance Holding Company, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.