CFPB Consumer Complaint Profile

Mariner Finance, LLC

2,424 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

2,424
Total complaints
581
Last 12 months
99.7%
Timely response
39
States affected

The verdict

Mariner Finance, LLC ranks #188 of 3,848 financial companies by CFPB complaint volume, with 2,424 complaints on record. It answers 99.7% of complaints on time - above the 93% median for companies with 100+ complaints.

#188
of 3,848 companies by volume
99.7%
answered on time
Credit reporting or …
most-complained product
39
states with complaints
Mariner Finance, LLC timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 517
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 445
Debt collection - I do not know 299
Payday loan, title loan, or personal loan - Installment loan 228
Debt collection - Other debt 171
Payday loan, title loan, personal loan, or advance loan - Installment loan 166
Debt collection - Payday loan debt 84
Payday loan, title loan, or personal loan - Personal line of credit 77
Consumer Loan - Installment loan 62
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 43

Top Issues

1.Incorrect information on your report 621
2.Improper use of your report 252
3.Attempts to collect debt not owed 229
4.Took or threatened to take negative or legal action 143
5.Charged fees or interest you didn't expect 137
6.Struggling to pay your loan 120
7.Problem when making payments 109
8.Communication tactics 99
9.Problem with a company's investigation into an existing problem 99
10.Problem with a credit reporting company's investigation into an existing problem 90

Complaints by Year

Year Complaints
2014 22
2015 44
2016 66
2017 108
2018 147
2019 145
2020 142
2021 214
2022 219
2023 256
2024 348
2025 575
2026 138

Complaints by State (Top 15)

Florida 281
Texas 227
Maryland 213
Pennsylvania 192
Georgia 184
North Carolina 182
Virginia 127
Ohio 113
California 109
Illinois 107
New Jersey 83
Tennessee 83
South Carolina 72
Indiana 67
New York 47

Company Responses

Closed with explanation 2,380
Closed with non-monetary relief 35
Closed with monetary relief 6
In progress 2
Closed 1

What the CFPB Complaint Record Shows for Mariner Finance, LLC

2,424 complaints against Mariner Finance, LLC appear in the CFPB record, including 581 from the trailing year. The 39 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Mariner Finance, LLC answers 99.7% of forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 23% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.7% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mariner Finance, LLC have?

Mariner Finance, LLC has 2,424 total consumer complaints filed with the CFPB, with 581 filed in the last 12 months.

Does Mariner Finance, LLC respond to complaints on time?

99.7% of the CFPB complaints against Mariner Finance, LLC get a response within the expected window. This is considered excellent.

What product generates the most complaints for Mariner Finance, LLC?

The most complained-about product for Mariner Finance, LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Mariner Finance, LLC?

Consumers most often cite "Incorrect information on your report" when complaining about Mariner Finance, LLC; the full issue list with counts is above.

How do I file a complaint against Mariner Finance, LLC?

You can file a complaint against Mariner Finance, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mariner Finance, LLC?

The CFPB has recorded complaints against Mariner Finance, LLC from 39 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026