CFPB Consumer Complaint Profile
Residential Finance Corporation (Closed)
Behind the 10 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 10
- Total complaints
- Below average
- 0
- Last 12 months
- 90%
- Timely response
- Bottom quartile
- 8
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Residential Finance Corporation (Closed) sits at #3715, with 10 complaints logged. Its on-time response rate is 90%, the 18th percentile among companies with 100+ complaints.
- #3715
- of 3,843 companies by volume
- 90%
- on time (18th pctile)
- Mortgage
- most-complained product
- 8
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Residential Finance Corporation (Closed) vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
90% Among the lowest higher than 18% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2012 | 1 |
| 2013 | 9 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Residential Finance Corporation (Closed)
Residential Finance Corporation (Closed) carries 10 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 8 states and territories have weighed in, giving this a geographically concentrated footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Application, originator, mortgage broker," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Residential Finance Corporation (Closed) posts a 90% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 20% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Residential Finance Corporation (Closed) have?
Residential Finance Corporation (Closed) has 10 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Residential Finance Corporation (Closed) respond to complaints on time?
CFPB complaints against Residential Finance Corporation (Closed) draw a 90% timely-response rate inside the expected window.
What product generates the most complaints for Residential Finance Corporation (Closed)?
Among all products tied to Residential Finance Corporation (Closed), "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Residential Finance Corporation (Closed)?
"Application, originator, mortgage broker" is the single most frequently cited issue in complaints against Residential Finance Corporation (Closed) - see all issues and counts above.
How do I file a complaint against Residential Finance Corporation (Closed)?
You can file a complaint against Residential Finance Corporation (Closed) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Residential Finance Corporation (Closed)?
Residential Finance Corporation (Closed) has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Residential Finance Corporation (Closed): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Residential Finance Corporation (Closed) have?
Residential Finance Corporation (Closed) has 10 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Residential Finance Corporation (Closed) respond to complaints on time?
CFPB complaints against Residential Finance Corporation (Closed) draw a 90% timely-response rate inside the expected window.
What product generates the most complaints for Residential Finance Corporation (Closed)?
Among all products tied to Residential Finance Corporation (Closed), "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Residential Finance Corporation (Closed)?
"Application, originator, mortgage broker" is the single most frequently cited issue in complaints against Residential Finance Corporation (Closed) - see all issues and counts above.
How do I file a complaint against Residential Finance Corporation (Closed)?
You can file a complaint against Residential Finance Corporation (Closed) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Residential Finance Corporation (Closed)?
Residential Finance Corporation (Closed) has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.