CFPB Consumer Complaint Profile

Right Start Mortgage, Inc.

18 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

18
Total complaints
Below average
1
Last 12 months
44.4%
Timely response
Bottom decile
4
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Right Start Mortgage, Inc. sits at #3004, with 18 complaints logged. Its on-time response rate is 44.4%, the 3rd percentile among companies with 100+ complaints.

#3004
of 3,843 companies by volume
44.4%
on time (3rd pctile)
Mortgage
most-complained product
4
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
Right Start Mortgage, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 44.4%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 16.7%
Share of complaints closed with monetary or non-monetary relief

Right Start Mortgage, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

44.4% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Right Start Mortgage, Inc. timely response rate 44.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 9
Mortgage - Conventional home mortgage 4
Mortgage - Conventional fixed mortgage 2
Mortgage - VA mortgage 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Trouble during payment process 6
2.Struggling to pay mortgage 3
3.Loan servicing, payments, escrow account 2
4.Applying for a mortgage or refinancing an existing mortgage 2
5.Application, originator, mortgage broker 2
6.Closing on a mortgage 2
7.Incorrect information on your report 1

Complaints by Year

Year Complaints
2015 3
2016 1
2017 1
2018 2
2020 3
2021 3
2022 3
2023 1
2025 1

Complaints by State (Top 15)

California 13
Arizona 3
Texas 1
Florida 1

Company Responses

Closed with explanation 14
Closed with non-monetary relief 2
Closed with monetary relief 1
Untimely response 1

What the CFPB Complaint Record Shows for Right Start Mortgage, Inc.

Right Start Mortgage, Inc. carries 18 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 4 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Right Start Mortgage, Inc. draw a 44.4% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 16.7% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Right Start Mortgage, Inc. have?

The CFPB has logged 18 complaints against Right Start Mortgage, Inc. to date, of which 1 came in over the last 12 months.

Does Right Start Mortgage, Inc. respond to complaints on time?

Right Start Mortgage, Inc. has a 44.4% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Right Start Mortgage, Inc.?

Among all products tied to Right Start Mortgage, Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Right Start Mortgage, Inc.?

The most common issue reported by consumers about Right Start Mortgage, Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Right Start Mortgage, Inc.?

You can file a complaint against Right Start Mortgage, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Right Start Mortgage, Inc.?

Right Start Mortgage, Inc. has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Right Start Mortgage, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Frequently Asked Questions

How many CFPB complaints does Right Start Mortgage, Inc. have?

The CFPB has logged 18 complaints against Right Start Mortgage, Inc. to date, of which 1 came in over the last 12 months.

Does Right Start Mortgage, Inc. respond to complaints on time?

Right Start Mortgage, Inc. has a 44.4% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Right Start Mortgage, Inc.?

Among all products tied to Right Start Mortgage, Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Right Start Mortgage, Inc.?

The most common issue reported by consumers about Right Start Mortgage, Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Right Start Mortgage, Inc.?

You can file a complaint against Right Start Mortgage, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Right Start Mortgage, Inc.?

Right Start Mortgage, Inc. has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Right Start Mortgage, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.