CFPB Consumer Complaint Profile
Shapiro, DiCaro & Barak, LLC
Consumers have filed 26 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 26
- Total complaints
- Mid-range
- 0
- Last 12 months
- 80.8%
- Timely response
- Bottom decile
- 2
- States affected
The verdict
26 CFPB complaints put Shapiro, DiCaro & Barak, LLC at #2538 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 80.8%, the 10th percentile among companies with 100+ complaints.
- #2538
- of 3,843 companies by volume
- 80.8%
- on time (10th pctile)
- Mortgage
- most-complained product
- 2
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Shapiro, DiCaro & Barak, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
80.8% Among the lowest higher than 10% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 8 |
| 2016 | 9 |
| 2017 | 4 |
| 2018 | 3 |
| 2019 | 1 |
| 2020 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Shapiro, DiCaro & Barak, LLC
The CFPB Consumer Complaint Database has logged 26 complaints against Shapiro, DiCaro & Barak, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 2 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Loan modification,collection,foreclosure" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Shapiro, DiCaro & Barak, LLC's timely response rate stands at 80.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 21.1% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Shapiro, DiCaro & Barak, LLC have?
Shapiro, DiCaro & Barak, LLC has 26 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Shapiro, DiCaro & Barak, LLC respond to complaints on time?
Shapiro, DiCaro & Barak, LLC has a 80.8% timely response rate to CFPB complaints.
What product generates the most complaints for Shapiro, DiCaro & Barak, LLC?
Among all products tied to Shapiro, DiCaro & Barak, LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Shapiro, DiCaro & Barak, LLC?
The most common issue reported by consumers about Shapiro, DiCaro & Barak, LLC is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.
How do I file a complaint against Shapiro, DiCaro & Barak, LLC?
You can file a complaint against Shapiro, DiCaro & Barak, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Shapiro, DiCaro & Barak, LLC?
Consumers in 2 states and territories have filed complaints about Shapiro, DiCaro & Barak, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Shapiro, DiCaro & Barak, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (21.1% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Shapiro, DiCaro & Barak, LLC have?
Shapiro, DiCaro & Barak, LLC has 26 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Shapiro, DiCaro & Barak, LLC respond to complaints on time?
Shapiro, DiCaro & Barak, LLC has a 80.8% timely response rate to CFPB complaints.
What product generates the most complaints for Shapiro, DiCaro & Barak, LLC?
Among all products tied to Shapiro, DiCaro & Barak, LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Shapiro, DiCaro & Barak, LLC?
The most common issue reported by consumers about Shapiro, DiCaro & Barak, LLC is "Loan modification,collection,foreclosure." All complaint issues are listed above with their counts.
How do I file a complaint against Shapiro, DiCaro & Barak, LLC?
You can file a complaint against Shapiro, DiCaro & Barak, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Shapiro, DiCaro & Barak, LLC?
Consumers in 2 states and territories have filed complaints about Shapiro, DiCaro & Barak, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.