CFPB Consumer Complaint Profile

Southwest Stage Funding

Consumers have filed 86 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

86
Total complaints
Mid-range
12
Last 12 months
97.7%
Timely response
Below median
22
States affected

The verdict

Southwest Stage Funding ranks #1428 of 3,843 financial companies by CFPB complaint volume, with 86 complaints on record. Its on-time response rate is 97.7%, the 45th percentile among companies with 100+ complaints.

#1428
of 3,843 companies by volume
97.7%
on time (45th pctile)
Mortgage
most-complained product
22
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
67/100
Southwest Stage Funding · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.7%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.2%
Share of complaints closed with monetary or non-monetary relief

Southwest Stage Funding vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.7% Around the middle higher than 45% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Southwest Stage Funding timely response rate 97.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 24
Mortgage - FHA mortgage 20
Mortgage - VA mortgage 8
Mortgage - Other type of mortgage 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Mortgage - Manufactured home loan 7
Credit reporting or other personal consumer reports - Credit reporting 5
Debt collection - Mortgage debt 4
Credit reporting 1
Mortgage - Other mortgage 1

Top Issues

1.Trouble during payment process 24
2.Struggling to pay mortgage 19
3.Closing on a mortgage 10
4.Incorrect information on your report 9
5.Applying for a mortgage or refinancing an existing mortgage 6
6.Problem with a company's investigation into an existing problem 4
7.Improper use of your report 4
8.Attempts to collect debt not owed 2
9.Took or threatened to take negative or legal action 2
10.Loan servicing, payments, escrow account 2

Complaints by Year

Year Complaints
2012 2
2013 2
2018 1
2019 12
2020 15
2021 8
2022 15
2023 8
2024 10
2025 10
2026year in progress 3

Complaints by State (Top 15)

Texas 24
North Carolina 10
South Carolina 6
Arizona 5
Florida 5
Mississippi 5
Georgia 4
Tennessee 3
Louisiana 3
Oklahoma 3
Arkansas 2
Michigan 2
California 2
Washington 2
Kentucky 1

Company Responses

Closed with explanation 84
Closed 1
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Southwest Stage Funding

The CFPB Consumer Complaint Database has logged 86 complaints against Southwest Stage Funding overall, with 12 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Southwest Stage Funding draw a 97.7% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1.2% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Southwest Stage Funding have?

The CFPB has logged 86 complaints against Southwest Stage Funding to date, of which 12 came in over the last 12 months.

Does Southwest Stage Funding respond to complaints on time?

Southwest Stage Funding's CFPB timely-response rate is 97.7%. That is a strong response record by CFPB standards.

What product generates the most complaints for Southwest Stage Funding?

"Mortgage" draws more CFPB complaints against Southwest Stage Funding than any other product - see the full breakdown above.

What is the most common complaint issue with Southwest Stage Funding?

The most common issue reported by consumers about Southwest Stage Funding is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Southwest Stage Funding?

You can file a complaint against Southwest Stage Funding directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Southwest Stage Funding?

Southwest Stage Funding has drawn CFPB complaints from 22 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Southwest Stage Funding: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Frequently Asked Questions

How many CFPB complaints does Southwest Stage Funding have?

The CFPB has logged 86 complaints against Southwest Stage Funding to date, of which 12 came in over the last 12 months.

Does Southwest Stage Funding respond to complaints on time?

Southwest Stage Funding's CFPB timely-response rate is 97.7%. That is a strong response record by CFPB standards.

What product generates the most complaints for Southwest Stage Funding?

"Mortgage" draws more CFPB complaints against Southwest Stage Funding than any other product - see the full breakdown above.

What is the most common complaint issue with Southwest Stage Funding?

The most common issue reported by consumers about Southwest Stage Funding is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Southwest Stage Funding?

You can file a complaint against Southwest Stage Funding directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Southwest Stage Funding?

Southwest Stage Funding has drawn CFPB complaints from 22 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Southwest Stage Funding's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.