CFPB Consumer Complaint Profile

Standard Mortgage Corporation

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

94
Total complaints
Mid-range
7
Last 12 months
96.8%
Timely response
Below median
13
States affected

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The verdict

Standard Mortgage Corporation ranks #1365 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 38th percentile in the 100+ complaint peer group.

Mortgage
most-complained product
LA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
68/100
Standard Mortgage Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 96.8%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 4.5%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 6.4%
Share of complaints closed with monetary or non-monetary relief

Standard Mortgage Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.8% Around the middle higher than 38% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 30
Mortgage - FHA mortgage 29
Mortgage - Conventional fixed mortgage 8
Credit reporting or other personal consumer reports - Credit reporting 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Mortgage - Other mortgage 6
Mortgage - VA mortgage 3
Mortgage - Conventional adjustable mortgage (ARM) 2
Mortgage - Other type of mortgage 2
Credit reporting or other personal consumer reports - Other personal consumer report 1

Top Issues

1.Trouble during payment process 35
2.Struggling to pay mortgage 16
3.Loan servicing, payments, escrow account 14
4.Incorrect information on your report 9
5.Loan modification,collection,foreclosure 8
6.Problem with a credit reporting company's investigation into an existing problem 4
7.Improper use of your report 4
8.Applying for a mortgage or refinancing an existing mortgage 1
9.Closing on a mortgage 1
10.Unable to get your credit report or credit score 1

Complaints by Year

Year Complaints
2012 4
2013 3
2014 7
2015 3
2016 4
2017 5
2018 6
2019 3
2020 8
2021 6
2022 13
2023 7
2024 13
2025 10
2026year in progress 2

Complaints by State (Top 15)

Louisiana 62
Texas 10
Florida 7
Mississippi 4
Tennessee 2
Indiana 1
Georgia 1
South Carolina 1
Missouri 1
Oklahoma 1
New Mexico 1
Arkansas 1
Alabama 1

Company Responses

Closed with explanation 88
Closed with non-monetary relief 4
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Standard Mortgage Corporation

Standard Mortgage Corporation draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Standard Mortgage Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (4.5% here).

Frequently Asked Questions

How many CFPB complaints does Standard Mortgage Corporation have?

The CFPB has logged 94 complaints against Standard Mortgage Corporation to date, of which 7 came in over the last 12 months.

Does Standard Mortgage Corporation respond to complaints on time?

CFPB complaints against Standard Mortgage Corporation draw a 96.8% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Standard Mortgage Corporation?

The most complained-about product for Standard Mortgage Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Standard Mortgage Corporation?

"Trouble during payment process" is the single most frequently cited issue in complaints against Standard Mortgage Corporation - see all issues and counts above.

How do I file a complaint against Standard Mortgage Corporation?

You can file a complaint against Standard Mortgage Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Standard Mortgage Corporation?

Consumers in 13 states and territories have filed complaints about Standard Mortgage Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Standard Mortgage Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.