CFPB Consumer Complaint Profile

Stearns Ventures, LLC

Consumers have filed 372 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

372
Total complaints
Above average
0
Last 12 months
95.7%
Timely response
Below median
38
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Stearns Ventures, LLC sits at #602, with 372 complaints logged. It posts a 95.7% on-time response rate, the 33rd percentile among companies with 100+ complaints.

#602
of 3,843 companies by volume
95.7%
on time (33rd pctile)
Mortgage
most-complained product
38
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
50/100
Stearns Ventures, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.5%
Share of complaints closed with monetary or non-monetary relief

Stearns Ventures, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.7% Around the middle higher than 33% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Stearns Ventures, LLC timely response rate 95.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 116
Mortgage - Conventional home mortgage 94
Mortgage - FHA mortgage 67
Mortgage - VA mortgage 39
Mortgage - Other mortgage 28
Mortgage - Other type of mortgage 10
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Mortgage - Conventional adjustable mortgage (ARM) 5
Mortgage - Home equity loan or line of credit (HELOC) 1
Consumer Loan - Installment loan 1

Top Issues

1.Loan servicing, payments, escrow account 177
2.Trouble during payment process 105
3.Application, originator, mortgage broker 18
4.Closing on a mortgage 13
5.Settlement process and costs 12
6.Applying for a mortgage or refinancing an existing mortgage 10
7.Struggling to pay mortgage 9
8.Loan modification,collection,foreclosure 7
9.Credit decision / Underwriting 5
10.Other 4

Complaints by Year

Year Complaints
2012 5
2013 10
2014 47
2015 68
2016 71
2017 53
2018 57
2019 32
2020 14
2021 15

Complaints by State (Top 15)

California 80
Arizona 19
Washington 18
Maryland 18
Texas 18
Utah 17
Colorado 17
Florida 17
Pennsylvania 16
Oregon 15
Georgia 13
Illinois 13
Nevada 12
Virginia 12
Minnesota 10

Company Responses

Closed with explanation 358
Closed with non-monetary relief 10
Closed with monetary relief 3
Untimely response 1

What the CFPB Complaint Record Shows for Stearns Ventures, LLC

The CFPB Consumer Complaint Database has logged 372 complaints against Stearns Ventures, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Loan servicing, payments, escrow account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Stearns Ventures, LLC posts a 95.7% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 21% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 3.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Stearns Ventures, LLC have?

The CFPB has logged 372 complaints against Stearns Ventures, LLC to date, of which 0 came in over the last 12 months.

Does Stearns Ventures, LLC respond to complaints on time?

CFPB complaints against Stearns Ventures, LLC draw a 95.7% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Stearns Ventures, LLC?

The most complained-about product for Stearns Ventures, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Stearns Ventures, LLC?

Consumers most often cite "Loan servicing, payments, escrow account" when complaining about Stearns Ventures, LLC; the full issue list with counts is above.

How do I file a complaint against Stearns Ventures, LLC?

You can file a complaint against Stearns Ventures, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Stearns Ventures, LLC?

Consumers in 38 states and territories have filed complaints about Stearns Ventures, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Stearns Ventures, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21% here).

Frequently Asked Questions

How many CFPB complaints does Stearns Ventures, LLC have?

The CFPB has logged 372 complaints against Stearns Ventures, LLC to date, of which 0 came in over the last 12 months.

Does Stearns Ventures, LLC respond to complaints on time?

CFPB complaints against Stearns Ventures, LLC draw a 95.7% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Stearns Ventures, LLC?

The most complained-about product for Stearns Ventures, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Stearns Ventures, LLC?

Consumers most often cite "Loan servicing, payments, escrow account" when complaining about Stearns Ventures, LLC; the full issue list with counts is above.

How do I file a complaint against Stearns Ventures, LLC?

You can file a complaint against Stearns Ventures, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Stearns Ventures, LLC?

Consumers in 38 states and territories have filed complaints about Stearns Ventures, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Stearns Ventures, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.