CFPB Consumer Complaint Profile

Stonegate Mortgage Corporation

158 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

158
Total complaints
1
Last 12 months
92.4%
Timely response
28
States affected

The verdict

158 CFPB complaints put Stonegate Mortgage Corporation at #1073 out of 3,848 financial companies ranked by complaint volume. It answers 92.4% of complaints on time - below the 93% median for companies with 100+ complaints.

#1073
of 3,848 companies by volume
92.4%
answered on time
Mortgage
most-complained product
28
states with complaints
Stonegate Mortgage Corporation timely response rate 92.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 60
Mortgage - FHA mortgage 46
Mortgage - Other mortgage 21
Mortgage - VA mortgage 16
Mortgage - Conventional home mortgage 6
Mortgage - Conventional adjustable mortgage (ARM) 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Mortgage - Other type of mortgage 2
Debt collection - I do not know 1

Top Issues

1.Loan servicing, payments, escrow account 82
2.Loan modification,collection,foreclosure 22
3.Application, originator, mortgage broker 20
4.Settlement process and costs 12
5.Trouble during payment process 6
6.Closing on a mortgage 3
7.Struggling to pay mortgage 3
8.Incorrect information on your report 3
9.Applying for a mortgage or refinancing an existing mortgage 3
10.Credit decision / Underwriting 2

Complaints by Year

Year Complaints
2013 3
2014 25
2015 42
2016 53
2017 27
2018 5
2019 1
2021 1
2025 1

Complaints by State (Top 15)

Texas 18
California 16
New Jersey 14
Ohio 13
Illinois 12
Georgia 12
Florida 11
Missouri 10
North Carolina 8
Pennsylvania 8
Virginia 5
Tennessee 4
Maryland 4
Michigan 3
Iowa 3

Company Responses

Closed with non-monetary relief 78
Closed with explanation 62
Closed with monetary relief 15
Untimely response 3

What the CFPB Complaint Record Shows for Stonegate Mortgage Corporation

Stonegate Mortgage Corporation carries 158 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 28 states and territories have weighed in, giving this a multi-regional footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Loan servicing, payments, escrow account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Stonegate Mortgage Corporation answers 92.4% of forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. In 18.7% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 58.9% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Stonegate Mortgage Corporation have?

158 complaints have been filed against Stonegate Mortgage Corporation with the CFPB overall - 1 of them in the past year.

Does Stonegate Mortgage Corporation respond to complaints on time?

Stonegate Mortgage Corporation's CFPB timely-response rate is 92.4%.

What product generates the most complaints for Stonegate Mortgage Corporation?

Among all products tied to Stonegate Mortgage Corporation, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Stonegate Mortgage Corporation?

"Loan servicing, payments, escrow account" is the single most frequently cited issue in complaints against Stonegate Mortgage Corporation - see all issues and counts above.

How do I file a complaint against Stonegate Mortgage Corporation?

You can file a complaint against Stonegate Mortgage Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Stonegate Mortgage Corporation?

Stonegate Mortgage Corporation has drawn CFPB complaints from 28 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026