CFPB Consumer Complaint Profile

Time Investment Corporation

Consumers have filed 63 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

63
Total complaints
Mid-range
28
Last 12 months
100%
Timely response
Top decile
4
States affected

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The verdict

Time Investment Corporation ranks #1640 of 3,843 financial companies by CFPB complaint volume, with 63 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1640
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
4
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
47/100
Time Investment Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Time Investment Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 7 in 2024 to 19 in 2025 (2024 → 2025).

See the full year-over-year release diff

Time Investment Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 19
Debt collection - I do not know 18
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Payday loan, title loan, or personal loan - Installment loan 5
Payday loan, title loan, personal loan, or advance loan - Installment loan 3
Payday loan, title loan, or personal loan - Personal line of credit 3
Vehicle loan or lease - Loan 2
Consumer Loan - Installment loan 2
Debt collection - Other debt 1
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Took or threatened to take negative or legal action 14
2.Incorrect information on your report 13
3.Improper use of your report 8
4.Problem with a credit reporting company's investigation into an existing problem 5
5.Struggling to pay your loan 5
6.Charged fees or interest you didn't expect 4
7.Communication tactics 2
8.False statements or representation 2
9.Problem when making payments 1
10.Cont'd attempts collect debt not owed 1

Complaints by Year

Year Complaints
2015 1
2016 2
2017 1
2018 2
2020 2
2021 7
2022 5
2023 7
2024 7
2025 19
2026year in progress 10

Complaints by State (Top 15)

North Carolina 57
Georgia 3
California 2
Virginia 1

Company Responses

Closed with explanation 63

What the CFPB Complaint Record Shows for Time Investment Corporation

The CFPB Consumer Complaint Database has logged 63 complaints against Time Investment Corporation overall, with 28 of those filed in the trailing 12 months. Reports have come from consumers in 4 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Time Investment Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 25% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Time Investment Corporation have?

63 complaints have been filed against Time Investment Corporation with the CFPB overall - 28 of them in the past year.

Does Time Investment Corporation respond to complaints on time?

Time Investment Corporation's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Time Investment Corporation?

The most complained-about product for Time Investment Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Time Investment Corporation?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Time Investment Corporation; the full issue list with counts is above.

How do I file a complaint against Time Investment Corporation?

You can file a complaint against Time Investment Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Time Investment Corporation?

Consumers in 4 states and territories have filed complaints about Time Investment Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Time Investment Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Time Investment Corporation have?

63 complaints have been filed against Time Investment Corporation with the CFPB overall - 28 of them in the past year.

Does Time Investment Corporation respond to complaints on time?

Time Investment Corporation's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Time Investment Corporation?

The most complained-about product for Time Investment Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Time Investment Corporation?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Time Investment Corporation; the full issue list with counts is above.

How do I file a complaint against Time Investment Corporation?

You can file a complaint against Time Investment Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Time Investment Corporation?

Consumers in 4 states and territories have filed complaints about Time Investment Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Time Investment Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.