CFPB Consumer Complaint Profile

Union Home Mortgage Corp

Consumers have filed 218 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

218
Total complaints
Above average
60
Last 12 months
99.1%
Timely response
Above median
30
States affected

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The verdict

218 CFPB complaints put Union Home Mortgage Corp at #871 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 99.1%, the 62nd percentile for the 100+ complaint peer group.

#871
of 3,843 companies by volume
99.1%
on time (62nd pctile)
Mortgage
most-complained product
30
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A-
PlainCredit Trust Score
80/100
Union Home Mortgage Corp · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.1%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 12.8%
Share of complaints closed with monetary or non-monetary relief

Union Home Mortgage Corp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.1% Higher than most higher than 62% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 28 in 2024 to 46 in 2025 (2024 → 2025).

See the full year-over-year release diff

Union Home Mortgage Corp timely response rate 99.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 108
Mortgage - FHA mortgage 38
Mortgage - VA mortgage 33
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 14
Credit reporting or other personal consumer reports - Credit reporting 12
Mortgage - Other type of mortgage 8
Mortgage - USDA mortgage 4
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1

Top Issues

1.Trouble during payment process 88
2.Struggling to pay mortgage 40
3.Applying for a mortgage or refinancing an existing mortgage 28
4.Closing on a mortgage 20
5.Incorrect information on your report 17
6.Improper use of your report 13
7.Problem with a company's investigation into an existing problem 4
8.Problem with a credit reporting company's investigation into an existing problem 3
9.Settlement process and costs 2
10.Loan servicing, payments, escrow account 2

Complaints by Year

Year Complaints
2012 1
2013 1
2016 2
2017 4
2018 14
2019 7
2020 25
2021 27
2022 24
2023 21
2024 28
2025 46
2026year in progress 18

Complaints by State (Top 15)

Ohio 54
Florida 23
Michigan 21
Texas 18
Pennsylvania 12
Indiana 9
Georgia 7
North Carolina 7
Arizona 7
Illinois 6
Louisiana 5
California 5
New Jersey 5
Kentucky 4
Missouri 4

Company Responses

Closed with explanation 190
Closed with monetary relief 14
Closed with non-monetary relief 14

What the CFPB Complaint Record Shows for Union Home Mortgage Corp

The CFPB Consumer Complaint Database has logged 218 complaints against Union Home Mortgage Corp overall, with 60 of those filed in the trailing 12 months. Reports have come from consumers in 30 states and territories, making this a multi-regional complaint footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Union Home Mortgage Corp draw a 99.1% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 12.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Union Home Mortgage Corp have?

Union Home Mortgage Corp has 218 total consumer complaints filed with the CFPB, with 60 filed in the last 12 months.

Does Union Home Mortgage Corp respond to complaints on time?

Union Home Mortgage Corp's CFPB timely-response rate is 99.1%. This is considered excellent.

What product generates the most complaints for Union Home Mortgage Corp?

"Mortgage" draws more CFPB complaints against Union Home Mortgage Corp than any other product - see the full breakdown above.

What is the most common complaint issue with Union Home Mortgage Corp?

"Trouble during payment process" is the single most frequently cited issue in complaints against Union Home Mortgage Corp - see all issues and counts above.

How do I file a complaint against Union Home Mortgage Corp?

You can file a complaint against Union Home Mortgage Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Union Home Mortgage Corp?

Union Home Mortgage Corp has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Union Home Mortgage Corp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Frequently Asked Questions

How many CFPB complaints does Union Home Mortgage Corp have?

Union Home Mortgage Corp has 218 total consumer complaints filed with the CFPB, with 60 filed in the last 12 months.

Does Union Home Mortgage Corp respond to complaints on time?

Union Home Mortgage Corp's CFPB timely-response rate is 99.1%. This is considered excellent.

What product generates the most complaints for Union Home Mortgage Corp?

"Mortgage" draws more CFPB complaints against Union Home Mortgage Corp than any other product - see the full breakdown above.

What is the most common complaint issue with Union Home Mortgage Corp?

"Trouble during payment process" is the single most frequently cited issue in complaints against Union Home Mortgage Corp - see all issues and counts above.

How do I file a complaint against Union Home Mortgage Corp?

You can file a complaint against Union Home Mortgage Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Union Home Mortgage Corp?

Union Home Mortgage Corp has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Union Home Mortgage Corp's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.