CFPB Consumer Complaint Profile

United Built Homes LLC

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
5
States affected

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The verdict

United Built Homes LLC ranks #2861 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 86th percentile in the 100+ complaint peer group.

Mortgage
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A-
PlainCredit Trust Score
81/100
United Built Homes LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 5.0%
Share of complaints closed with monetary or non-monetary relief

United Built Homes LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 10
Mortgage - FHA mortgage 3
Mortgage - Other type of mortgage 2
Mortgage - Conventional fixed mortgage 1
Payday loan, title loan, or personal loan - Installment loan 1
Debt collection - Mortgage 1
Mortgage - Home equity loan or line of credit (HELOC) 1
Debt collection - I do not know 1

Top Issues

1.Struggling to pay mortgage 6
2.Trouble during payment process 5
3.Applying for a mortgage or refinancing an existing mortgage 4
4.Loan servicing, payments, escrow account 1
5.Charged fees or interest you didn't expect 1
6.Problem with a company's investigation into an existing problem 1
7.Taking/threatening an illegal action 1
8.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2015 1
2016 1
2019 3
2020 3
2021 1
2022 3
2023 5
2024 2
2025 1

Complaints by State (Top 15)

Texas 9
Oklahoma 5
Arkansas 3
Louisiana 2
Mississippi 1

Company Responses

Closed with explanation 19
Closed with monetary relief 1

What the CFPB Complaint Record Shows for United Built Homes LLC

United Built Homes LLC draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Struggling to pay mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for United Built Homes LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Frequently Asked Questions

How many CFPB complaints does United Built Homes LLC have?

20 complaints have been filed against United Built Homes LLC with the CFPB overall - 0 of them in the past year.

Does United Built Homes LLC respond to complaints on time?

United Built Homes LLC has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for United Built Homes LLC?

"Mortgage" draws more CFPB complaints against United Built Homes LLC than any other product - see the full breakdown above.

What is the most common complaint issue with United Built Homes LLC?

Consumers most often cite "Struggling to pay mortgage" when complaining about United Built Homes LLC; the full issue list with counts is above.

How do I file a complaint against United Built Homes LLC?

You can file a complaint against United Built Homes LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about United Built Homes LLC?

Consumers in 5 states and territories have filed complaints about United Built Homes LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

United Built Homes LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.