CFPB Consumer Complaint Profile

Visio Financial Services Inc.

Behind the 21 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

21
Total complaints
Mid-range
1
Last 12 months
42.9%
Timely response
Bottom decile
13
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Visio Financial Services Inc. sits at #2800, with 21 complaints logged. On-time replies land at 42.9%, the 2nd percentile for the 100+ complaint peer group.

#2800
of 3,843 companies by volume
42.9%
on time (2nd pctile)
Mortgage
most-complained product
13
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
22/100
Visio Financial Services Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 42.9%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.7%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Visio Financial Services Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

42.9% Among the lowest higher than 2% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Visio Financial Services Inc. timely response rate 42.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Other type of mortgage 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Mortgage - Other mortgage 3
Mortgage - Conventional home mortgage 3
Mortgage - Home equity loan or line of credit 2
Debt collection - Mortgage debt 2
Mortgage - Conventional fixed mortgage 1

Top Issues

1.Improper use of your report 3
2.Closing on a mortgage 3
3.Settlement process and costs 2
4.Incorrect information on your report 2
5.Loan modification,collection,foreclosure 2
6.Struggling to pay mortgage 2
7.Applying for a mortgage or refinancing an existing mortgage 1
8.Problem with a credit reporting company's investigation into an existing problem 1
9.Application, originator, mortgage broker 1
10.Loan servicing, payments, escrow account 1

Complaints by Year

Year Complaints
2015 2
2016 4
2017 2
2018 5
2020 1
2021 4
2023 1
2024 1
2025 1

Complaints by State (Top 15)

Florida 3
Georgia 2
Texas 2
Louisiana 2
Maryland 2
New York 2
Pennsylvania 2
Nevada 1
Indiana 1
Ohio 1
California 1
Colorado 1
Mississippi 1

Company Responses

Closed with explanation 21

What the CFPB Complaint Record Shows for Visio Financial Services Inc.

Visio Financial Services Inc. carries 21 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 13 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Improper use of your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Visio Financial Services Inc. draw a 42.9% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 16.7% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Visio Financial Services Inc. have?

The CFPB has logged 21 complaints against Visio Financial Services Inc. to date, of which 1 came in over the last 12 months.

Does Visio Financial Services Inc. respond to complaints on time?

Visio Financial Services Inc. has a 42.9% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Visio Financial Services Inc.?

Among all products tied to Visio Financial Services Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Visio Financial Services Inc.?

"Improper use of your report" is the single most frequently cited issue in complaints against Visio Financial Services Inc. - see all issues and counts above.

How do I file a complaint against Visio Financial Services Inc.?

You can file a complaint against Visio Financial Services Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Visio Financial Services Inc.?

Consumers in 13 states and territories have filed complaints about Visio Financial Services Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Visio Financial Services Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.7% here).

Frequently Asked Questions

How many CFPB complaints does Visio Financial Services Inc. have?

The CFPB has logged 21 complaints against Visio Financial Services Inc. to date, of which 1 came in over the last 12 months.

Does Visio Financial Services Inc. respond to complaints on time?

Visio Financial Services Inc. has a 42.9% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Visio Financial Services Inc.?

Among all products tied to Visio Financial Services Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Visio Financial Services Inc.?

"Improper use of your report" is the single most frequently cited issue in complaints against Visio Financial Services Inc. - see all issues and counts above.

How do I file a complaint against Visio Financial Services Inc.?

You can file a complaint against Visio Financial Services Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Visio Financial Services Inc.?

Consumers in 13 states and territories have filed complaints about Visio Financial Services Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Visio Financial Services Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.