Lower-rate state profile

Minnesota: lower per-capita complaints

Minnesota shows 79,377 CFPB complaints (1382.3/100K) - a lower-third per-capita rate. Compare companies and the product mix anyway.

Data updated 2026-08-14

79,377
Total complaints
1382.3
Per 100K residents
Credit reporting or other personal consumer reports
Top product
Equifax, Inc.
Most complaints

The verdict

Minnesota residents have filed 79,377 CFPB complaints - 1382.3 per 100,000 people, among the lowest complaint rates in the country (#36 of 52). Equifax, Inc. draws the most complaints in the state. Nearest per-capita peers: Kentucky and Utah.

#36
of 52 states by complaints per 100K
1382
complaints per 100,000 residents
Credit reporting o…
most-complained product

Minnesota vs all states by CFPB complaints per 100K

Where this state's per-capita complaint rate sits among every state and territory in the CFPB file (lower is better for residents)

1,382 Lower than most lower rate than 67% of 52 states

States and territories, banded by CFPB complaints per 100,000 residents

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · 2026-08-14

Most-complained companies in Minnesota

Absolute complaint volume for companies residents name most, a different cut from the per-capita state band above.

Equifax, Inc.16,349Transunion Intermediate Hold…15,638Experian Information Solutio…14,195Wells Fargo & Company3,311U.S. Bancorp1,786Capital One Financial Corpor…1,450Citibank, N.a.1,319JPMorgan Chase & Co.1,184

Top Companies in Minnesota

Nearest per-capita peers: Kentucky; Utah; New Mexico.

1.Equifax, Inc. 16,349 Also complaint-heavy in West Virginia and South Dakota. 2.Transunion Intermediate Holdings, Inc. 15,638 Also complaint-heavy in Massachusetts and Puerto Rico. 3.Experian Information Solutions Inc. 14,195 Also complaint-heavy in Texas and New Jersey. 4.Wells Fargo & Company 3,311 Also complaint-heavy in Nevada and Massachusetts. 5.U.S. Bancorp 1,786 Also complaint-heavy in Connecticut and New Mexico. 6.Capital One Financial Corporation 1,450 Also complaint-heavy in Alabama and Arkansas. 7.Citibank, N.a. 1,319 Also complaint-heavy in Texas and Virginia. 8.JPMorgan Chase & Co. 1,184 Also complaint-heavy in Maine and Alaska. 9.Bank of America, National Association 1,170 Also complaint-heavy in Delaware and Mississippi. 10.Synchrony Financial 782 Also complaint-heavy in Iowa and West Virginia. 11.Block, Inc. 675 Also complaint-heavy in Mississippi and Wisconsin. 12.American Express Company 644 Also complaint-heavy in Rhode Island and Maine. 13.Discover Bank 536 Also complaint-heavy in Nebraska and South Dakota. 14.Navient Solutions, LLC. 528 Also complaint-heavy in Colorado and Wisconsin. 15.Tcf National Bank 485 Also complaint-heavy in New Hampshire and Puerto Rico.

Rising year-over-year volume

Minnesota in the lower-rate third

Consumers in Minnesota have filed 79,377 CFPB complaints (1382.3 per 100,000 residents) - a lower-third per-capita rate; small absolute counts still matter when a single company dominates. Even at a lower per-capita rate, "Credit reporting or other personal consumer reports" still dominates the local product mix. Equifax, Inc. draws the most complaints from Minnesota residents in the top-companies table above. On the per-capita ladder, nearest peers are Kentucky and Utah.

Year-over-year, complaint volume from Minnesota rose from 13,985 in 2024 to 24,341 in 2025 - a change of +74%. 5,767 complaints have been logged for 2026 so far in this extract, a partial year that should not be compared directly to a full prior year. That is a meaningful full-year shift; complaint-flow volatility alone can also explain swings this size.

Educational data summary, not financial or legal advice. Population figures are U.S. Census Bureau estimates.

Source: CFPB Consumer Complaint Database Population: U.S. Census Bureau estimates

Read our methodology - low per-capita states: how small counts are normalised.

Compare all-state rankings, browse every state profile, or see the national complaint picture.