Lower-rate state profile

Utah: lower per-capita complaints

Utah shows 46,332 CFPB complaints (1355.6/100K) - a lower-third per-capita rate. Compare companies and the product mix anyway.

Data updated 2026-08-14

46,332
Total complaints
1355.6
Per 100K residents
Credit reporting or other personal consumer reports
Top product
Equifax, Inc.
Most complaints

The verdict

Utah residents have filed 46,332 CFPB complaints - 1355.6 per 100,000 people, among the lowest complaint rates in the country (#37 of 52). Equifax, Inc. draws the most complaints in the state. Nearest per-capita peers: New Mexico and Minnesota.

#37
of 52 states by complaints per 100K
1356
complaints per 100,000 residents
Credit reporting o…
most-complained product

Utah vs all states by CFPB complaints per 100K

Where this state's per-capita complaint rate sits among every state and territory in the CFPB file (lower is better for residents)

1,356 Lower than most lower rate than 69% of 52 states

States and territories, banded by CFPB complaints per 100,000 residents

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · 2026-08-14

Most-complained companies in Utah

Absolute complaint volume for companies residents name most, a different cut from the per-capita state band above.

Equifax, Inc.9,809Transunion Intermediate Hold…9,738Experian Information Solutio…8,636Wells Fargo & Company1,011JPMorgan Chase & Co.798Capital One Financial Corpor…764Citibank, N.a.703Bank of America, National As…589

Top Companies in Utah

Nearest per-capita peers: New Mexico; Minnesota; Kentucky.

1.Equifax, Inc. 9,809 Also complaint-heavy in Oklahoma and Iowa. 2.Transunion Intermediate Holdings, Inc. 9,738 Also complaint-heavy in Maryland and Tennessee. 3.Experian Information Solutions Inc. 8,636 Also complaint-heavy in West Virginia and South Dakota. 4.Wells Fargo & Company 1,011 Also complaint-heavy in Florida and Virginia. 5.JPMorgan Chase & Co. 798 Also complaint-heavy in Delaware and New Mexico. 6.Capital One Financial Corporation 764 Also complaint-heavy in Massachusetts and Nevada. 7.Citibank, N.a. 703 Also complaint-heavy in Nebraska and Wyoming. 8.Bank of America, National Association 589 Also complaint-heavy in Oregon and Oklahoma. 9.Synchrony Financial 516 Also complaint-heavy in Connecticut and Kentucky. 10.American Express Company 425 Also complaint-heavy in Alabama and Mississippi. 11.U.S. Bancorp 381 Also complaint-heavy in Tennessee and Kentucky. 12.America First Federal Credit Union 333 Also complaint-heavy in Washington and Tennessee. 13.Mountain America Federal Credit Union 286 Also complaint-heavy in Tennessee and New York. 14.Express Recovery Services, Inc. 262 Also complaint-heavy in Connecticut and Hawaii. 15.Paypal Holdings, Inc 253 Also complaint-heavy in Oklahoma and Nebraska.

Rising year-over-year volume

Utah in the lower-rate third

Consumers in Utah have filed 46,332 CFPB complaints (1355.6 per 100,000 residents) - a lower-third per-capita rate; small absolute counts still matter when a single company dominates. Even at a lower per-capita rate, "Credit reporting or other personal consumer reports" still dominates the local product mix. Equifax, Inc. draws the most complaints from Utah residents in the top-companies table above. On the per-capita ladder, nearest peers are New Mexico and Minnesota.

Year-over-year, complaint volume from Utah rose from 6,548 in 2024 to 14,325 in 2025 - a change of +119%. 3,654 complaints have been logged for 2026 so far in this extract, a partial year that should not be compared directly to a full prior year. On a thin volume book, percentage swings this large are often a few dozen complaints - read the absolute year counts in the table.

Educational data summary, not financial or legal advice. Population figures are U.S. Census Bureau estimates.

Source: CFPB Consumer Complaint Database Population: U.S. Census Bureau estimates

Read our methodology - low per-capita states: how small counts are normalised.

Compare all-state rankings, browse every state profile, or see the national complaint picture.