CFPB Consumer Complaint Profile
Academy Mortgage Corporation
The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 181
- Total complaints
- Mid-range
- 12
- Last 12 months
- 92.8%
- Timely response
- Bottom quartile
- 34
- States affected
The verdict
By CFPB complaint volume, Academy Mortgage Corporation is #998 out of 3,843 financial companies. On response speed it sits at the 23rd percentile among companies with 100+ complaints.
- Mortgage
- most-complained product
- AZ
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Academy Mortgage Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
92.8% Among the lowest higher than 23% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2012 | 4 |
| 2013 | 7 |
| 2014 | 3 |
| 2015 | 15 |
| 2016 | 24 |
| 2017 | 14 |
| 2018 | 9 |
| 2019 | 14 |
| 2020 | 8 |
| 2021 | 27 |
| 2022 | 17 |
| 2023 | 12 |
| 2024 | 15 |
| 2025 | 9 |
| 2026year in progress | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Academy Mortgage Corporation
The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for Academy Mortgage Corporation, with consumers across the country filing against it. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Academy Mortgage Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (41.4% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Academy Mortgage Corporation have?
The CFPB has logged 181 complaints against Academy Mortgage Corporation to date, of which 12 came in over the last 12 months.
Does Academy Mortgage Corporation respond to complaints on time?
Academy Mortgage Corporation's CFPB timely-response rate is 92.8%.
What product generates the most complaints for Academy Mortgage Corporation?
"Mortgage" draws more CFPB complaints against Academy Mortgage Corporation than any other product - see the full breakdown above.
What is the most common complaint issue with Academy Mortgage Corporation?
The most common issue reported by consumers about Academy Mortgage Corporation is "Trouble during payment process." All complaint issues are listed above with their counts.
How do I file a complaint against Academy Mortgage Corporation?
You can file a complaint against Academy Mortgage Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Academy Mortgage Corporation?
Consumers in 34 states and territories have filed complaints about Academy Mortgage Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.