CFPB Consumer Complaint Profile

Acopia Capital Group

28 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

28
Total complaints
Mid-range
0
Last 12 months
85.7%
Timely response
Bottom quartile
10
States affected

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The verdict

Acopia Capital Group ranks #2422 of 3,843 financial companies by CFPB complaint volume, with 28 complaints on record. Its on-time response rate is 85.7%, the 13th percentile among companies with 100+ complaints.

#2422
of 3,843 companies by volume
85.7%
on time (13th pctile)
Mortgage
most-complained product
10
states with complaints
D
PlainCredit Trust Score
45/100
Acopia Capital Group · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 85.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 10.7%
Share of complaints closed with monetary or non-monetary relief

Acopia Capital Group vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

85.7% Among the lowest higher than 13% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Acopia Capital Group timely response rate 85.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 11
Mortgage - Conventional home mortgage 8
Mortgage - Other type of mortgage 3
Mortgage - Conventional adjustable mortgage (ARM) 2
Mortgage - Home equity loan or line of credit (HELOC) 1
Debt collection - Mortgage debt 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Mortgage - Conventional fixed mortgage 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 7
2.Closing on a mortgage 5
3.Settlement process and costs 3
4.Struggling to pay mortgage 3
5.Trouble during payment process 3
6.Loan servicing, payments, escrow account 2
7.Credit decision / Underwriting 1
8.Took or threatened to take negative or legal action 1
9.Improper use of your report 1
10.Application, originator, mortgage broker 1

Complaints by Year

Year Complaints
2012 1
2015 2
2016 5
2017 4
2018 3
2020 2
2021 5
2022 3
2023 1
2024 2

Complaints by State (Top 15)

Tennessee 11
Georgia 6
Florida 2
Alabama 2
Colorado 2
Louisiana 1
Mississippi 1
California 1
North Carolina 1
New York 1

Company Responses

Closed with explanation 25
Closed with monetary relief 3

What the CFPB Complaint Record Shows for Acopia Capital Group

28 complaints against Acopia Capital Group appear in the CFPB record, including 0 from the trailing year. The 10 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Applying for a mortgage or refinancing an existing mortgage," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Acopia Capital Group draw a 85.7% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 25% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 10.7% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Acopia Capital Group have?

The CFPB has logged 28 complaints against Acopia Capital Group to date, of which 0 came in over the last 12 months.

Does Acopia Capital Group respond to complaints on time?

Acopia Capital Group's CFPB timely-response rate is 85.7%.

What product generates the most complaints for Acopia Capital Group?

"Mortgage" draws more CFPB complaints against Acopia Capital Group than any other product - see the full breakdown above.

What is the most common complaint issue with Acopia Capital Group?

Consumers most often cite "Applying for a mortgage or refinancing an existing mortgage" when complaining about Acopia Capital Group; the full issue list with counts is above.

How do I file a complaint against Acopia Capital Group?

You can file a complaint against Acopia Capital Group directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Acopia Capital Group?

The CFPB has recorded complaints against Acopia Capital Group from 10 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Acopia Capital Group: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026