CFPB Consumer Complaint Profile

Amerinational Community Services, Inc.

Consumers have filed 100 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

100
Total complaints
Mid-range
7
Last 12 months
98%
Timely response
Below median
24
States affected

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The verdict

Amerinational Community Services, Inc. ranks #1331 of 3,843 financial companies by CFPB complaint volume, with 100 complaints on record. Its on-time response rate is 98%, the 48th percentile among companies with 100+ complaints.

#1331
of 3,843 companies by volume
98%
on time (48th pctile)
Mortgage
most-complained product
24
states with complaints
D
PlainCredit Trust Score
48/100
Amerinational Community Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 43.8%
Share of responses the consumer disputed (lower is better)
Relief Rate B 8.0%
Share of complaints closed with monetary or non-monetary relief

Amerinational Community Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98% Around the middle higher than 48% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Amerinational Community Services, Inc. timely response rate 98.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 29
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 17
Mortgage - Other type of mortgage 14
Mortgage - FHA mortgage 13
Credit reporting or other personal consumer reports - Credit reporting 8
Mortgage - Conventional fixed mortgage 7
Mortgage - Other mortgage 5
Mortgage - Home equity loan or line of credit (HELOC) 2
Debt collection - Mortgage debt 2
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Trouble during payment process 36
2.Incorrect information on your report 19
3.Struggling to pay mortgage 9
4.Loan servicing, payments, escrow account 9
5.Problem with a credit reporting company's investigation into an existing problem 6
6.Improper use of your report 5
7.Loan modification,collection,foreclosure 5
8.Closing on a mortgage 3
9.Problem with a company's investigation into an existing problem 1
10.False statements or representation 1

Complaints by Year

Year Complaints
2015 4
2016 6
2017 15
2018 7
2019 12
2020 8
2021 10
2022 12
2023 11
2024 6
2025 8
2026year in progress 1

Complaints by State (Top 15)

Maryland 17
California 12
Connecticut 8
Minnesota 8
Georgia 6
North Carolina 5
Florida 5
Texas 5
Alabama 4
District of Columbia 4
Pennsylvania 3
Missouri 3
Wisconsin 2
Illinois 2
Ohio 2

Company Responses

Closed with explanation 90
Closed with non-monetary relief 6
Closed with monetary relief 2
Closed 1
In progress 1

What the CFPB Complaint Record Shows for Amerinational Community Services, Inc.

100 complaints against Amerinational Community Services, Inc. appear in the CFPB record, including 7 from the trailing year. The 24 states and territories represented put this footprint in multi-regional territory. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Amerinational Community Services, Inc. draw a 98% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 43.8% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Amerinational Community Services, Inc. have?

Amerinational Community Services, Inc. has 100 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Amerinational Community Services, Inc. respond to complaints on time?

CFPB complaints against Amerinational Community Services, Inc. draw a 98% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Amerinational Community Services, Inc.?

Among all products tied to Amerinational Community Services, Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Amerinational Community Services, Inc.?

The most common issue reported by consumers about Amerinational Community Services, Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Amerinational Community Services, Inc.?

You can file a complaint against Amerinational Community Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Amerinational Community Services, Inc.?

Amerinational Community Services, Inc. has drawn CFPB complaints from 24 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Amerinational Community Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (43.8% here).

Source: CFPB Consumer Complaint Database Data through March 2026