CFPB Consumer Complaint Profile

Amerinational Community Services, Inc.

What 100 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

100
Total complaints
7
Last 12 months
98%
Timely response
24
States affected

The verdict

Amerinational Community Services, Inc. ranks #1333 of 3,848 financial companies by CFPB complaint volume, with 100 complaints on record. It answers 98% of complaints on time — above the 93% median for companies with 100+ complaints.

#1333
of 3,848 companies by volume
98%
answered on time
Mortgage
most-complained product
24
states with complaints
Amerinational Community Services, Inc. timely response rate 98.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 29
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 17
Mortgage — Other type of mortgage 14
Mortgage — FHA mortgage 13
Credit reporting or other personal consumer reports — Credit reporting 8
Mortgage — Conventional fixed mortgage 7
Mortgage — Other mortgage 5
Mortgage — Home equity loan or line of credit (HELOC) 2
Debt collection — Mortgage debt 2
Debt collection — Other (i.e. phone, health club, etc.) 1

Top Issues

1.Trouble during payment process 36
2.Incorrect information on your report 19
3.Struggling to pay mortgage 9
4.Loan servicing, payments, escrow account 9
5.Problem with a credit reporting company's investigation into an existing problem 6
6.Improper use of your report 5
7.Loan modification,collection,foreclosure 5
8.Closing on a mortgage 3
9.Problem with a company's investigation into an existing problem 1
10.False statements or representation 1

Complaints by Year

Year Complaints
2015 4
2016 6
2017 15
2018 7
2019 12
2020 8
2021 10
2022 12
2023 11
2024 6
2025 8
2026 1

Complaints by State (Top 15)

Maryland 17
California 12
Connecticut 8
Minnesota 8
Georgia 6
North Carolina 5
Florida 5
Texas 5
Alabama 4
District of Columbia 4
Pennsylvania 3
Missouri 3
Wisconsin 2
Illinois 2
Ohio 2

Company Responses

Closed with explanation 90
Closed with non-monetary relief 6
Closed with monetary relief 2
Closed 1
In progress 1

What the CFPB Complaint Record Shows for Amerinational Community Services, Inc.

The CFPB Consumer Complaint Database has logged 100 complaints against Amerinational Community Services, Inc. overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 24 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Amerinational Community Services, Inc.'s timely response rate stands at 98%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 43.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Amerinational Community Services, Inc. have?

Amerinational Community Services, Inc. has 100 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Amerinational Community Services, Inc. respond to complaints on time?

Amerinational Community Services, Inc. has a 98% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Amerinational Community Services, Inc.?

The most complained-about product for Amerinational Community Services, Inc. is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Amerinational Community Services, Inc.?

The most common issue reported by consumers about Amerinational Community Services, Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Amerinational Community Services, Inc.?

You can file a complaint against Amerinational Community Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Amerinational Community Services, Inc.?

Consumers in 24 states and territories have filed complaints about Amerinational Community Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related