CFPB Consumer Complaint Profile

Aurora Financial, LLC

What 14 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

14
Total complaints
Below average
0
Last 12 months
92.9%
Timely response
Bottom quartile
8
States affected

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The verdict

14 CFPB complaints put Aurora Financial, LLC at #3314 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 92.9%, the 23rd percentile among companies with 100+ complaints.

#3314
of 3,843 companies by volume
92.9%
on time (23rd pctile)
Mortgage
most-complained product
8
states with complaints
F
PlainCredit Trust Score
39/100
Aurora Financial, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 100.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 7.1%
Share of complaints closed with monetary or non-monetary relief

Aurora Financial, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.9% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Aurora Financial, LLC timely response rate 92.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 10
Mortgage - Conventional fixed mortgage 2
Mortgage - Other type of mortgage 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 8
2.Trouble during payment process 3
3.Problem with a credit reporting company's investigation into an existing problem 1
4.Application, originator, mortgage broker 1
5.Settlement process and costs 1

Complaints by Year

Year Complaints
2015 1
2017 1
2018 4
2019 3
2021 4
2024 1

Complaints by State (Top 15)

Florida 4
Virginia 3
Maryland 2
New Hampshire 1
New Jersey 1
Texas 1
Massachusetts 1
North Carolina 1

Company Responses

Closed with explanation 13
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Aurora Financial, LLC

14 complaints against Aurora Financial, LLC appear in the CFPB record, including 0 from the trailing year. The 8 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Aurora Financial, LLC draw a 92.9% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 100% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 7.1%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Aurora Financial, LLC have?

14 complaints have been filed against Aurora Financial, LLC with the CFPB overall - 0 of them in the past year.

Does Aurora Financial, LLC respond to complaints on time?

Aurora Financial, LLC has a 92.9% timely response rate to CFPB complaints.

What product generates the most complaints for Aurora Financial, LLC?

The most complained-about product for Aurora Financial, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Aurora Financial, LLC?

"Applying for a mortgage or refinancing an existing mortgage" is the single most frequently cited issue in complaints against Aurora Financial, LLC - see all issues and counts above.

How do I file a complaint against Aurora Financial, LLC?

You can file a complaint against Aurora Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Aurora Financial, LLC?

Aurora Financial, LLC has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Aurora Financial, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026