CFPB Consumer Complaint Profile

Axia Financial, LLC

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

17
Total complaints
Below average
4
Last 12 months
70.6%
Timely response
Bottom decile
12
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Axia Financial, LLC sits at #3073. Its on-time response record is at the 6th percentile among companies with 100+ complaints.

Mortgage
most-complained product
WA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
36/100
Axia Financial, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 70.6%
Share of complaints answered within the CFPB response window
Dispute Rate F 40.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 17.6%
Share of complaints closed with monetary or non-monetary relief

Axia Financial, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

70.6% Among the lowest higher than 6% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 4
Mortgage - FHA mortgage 4
Mortgage - VA mortgage 4
Mortgage - Conventional home mortgage 2
Mortgage - Manufactured home loan 2
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Closing on a mortgage 4
2.Applying for a mortgage or refinancing an existing mortgage 4
3.Trouble during payment process 3
4.Application, originator, mortgage broker 2
5.Credit decision / Underwriting 1
6.Incorrect information on your report 1
7.Settlement process and costs 1
8.Loan modification,collection,foreclosure 1

Complaints by Year

Year Complaints
2012 1
2013 1
2015 2
2016 1
2017 1
2018 1
2019 1
2020 1
2022 1
2024 2
2025 4
2026year in progress 1

Complaints by State (Top 15)

Washington 4
Nevada 2
New Jersey 2
Florida 1
Georgia 1
Hawaii 1
California 1
Arizona 1
Texas 1
Montana 1
Kansas 1
Idaho 1

Company Responses

Closed with explanation 10
Untimely response 4
Closed with monetary relief 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Axia Financial, LLC

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Axia Financial, LLC, with consumers across the country filing against it. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Closing on a mortgage" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is well below the 95% industry benchmark and is a material red flag: late or missing responses are one of the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Axia Financial, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (40% here).

Frequently Asked Questions

How many CFPB complaints does Axia Financial, LLC have?

Axia Financial, LLC has 17 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Axia Financial, LLC respond to complaints on time?

Axia Financial, LLC's CFPB timely-response rate is 70.6%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Axia Financial, LLC?

The most complained-about product for Axia Financial, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Axia Financial, LLC?

Consumers most often cite "Closing on a mortgage" when complaining about Axia Financial, LLC; the full issue list with counts is above.

How do I file a complaint against Axia Financial, LLC?

You can file a complaint against Axia Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Axia Financial, LLC?

Axia Financial, LLC has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Axia Financial, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.